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Directory of landlord insurance agents in Independence, Kentucky. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 8 landlord insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Allstate Personal Financial Representative: Jim Tuemler
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Landlord insurance agents in Independence Kentucky help rental property owners protect their investments. These agents understand Kentucky landlord tenant laws and can tailor policies for single family homes or multi unit buildings in Boone County. Working with a local agent ensures your policy meets state specific requirements for liability and property damage.
What Does a Landlord Insurance Agent in Independence Cost?
Typical landlord insurance costs in Kentucky range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Independence you might pay between 800 and 1500 dollars per year. Factors like property age, location, and coverage limits affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Kentucky?
Landlord insurance in Kentucky typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings. A local agent can explain specific exclusions for your property type.
Is landlord insurance required by Kentucky law?
Kentucky law does not require landlord insurance by statute. However most mortgage lenders require a landlord policy for rental properties. It is strongly recommended to avoid financial loss from fire, storm, or tenant lawsuits.
How do I choose a landlord insurance agent in Independence?
Look for an agent licensed in Kentucky who has experience with rental properties. Ask about their knowledge of Boone County building codes and local claims processes. Compare quotes from multiple agents to find a policy that fits your needs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.