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Landlord Insurance Agents in Damascus, MD

Directory of landlord insurance agents in Damascus, Maryland. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Damascus, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 landlord insurance agents in Damascus, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Austin Stein - State Farm Insurance Agent
26133 Ridge Rd, Damascus, MD 20872
(301) 685-6096 sfagentaustin.com
Jim Kearney - State Farm Insurance Agent
9899 Main St #201b, Damascus, MD 20872
(301) 428-0789 jimkearneyinsurance.com

Landlord insurance agents in Damascus Maryland help property owners find coverage for rental homes and multi unit buildings. Maryland law requires landlords to maintain certain property standards and agents can advise on liability protection. Working with a local agent ensures your policy meets Damascus county regulations and mortgage lender requirements.

What Does a Landlord Insurance Agent in Damascus Cost?

Landlord insurance in Maryland typically costs between 15 and 30 percent more than a standard homeowners policy. For a single family rental in Damascus you might pay 800 to 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Damascus Maryland?
Landlord insurance typically covers property damage from fire storms and vandalism. It also provides liability protection if a tenant or visitor is injured on the property. Maryland policies often include loss of rental income coverage if the unit becomes uninhabitable.
Do I need landlord insurance for a single family rental in Damascus?
Yes even for a single family home you should have landlord insurance. Standard homeowners policies do not cover rental properties. Maryland mortgage lenders usually require landlord insurance for any property that is not owner occupied.
How do I choose a landlord insurance agent in Damascus?
Look for an agent who is licensed in Maryland and has experience with rental properties. Ask about coverage for specific risks like water damage or tenant lawsuits. A local agent will understand Damascus flood zones and county building codes.