Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 landlord insurance agents in Essex, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tony Pearce - State Farm Insurance Agent
414 Eastern Blvd, Essex, MD 21221
(410) 686-8089
tonypearce.net
Erik L. Anderson Insurance Agency
823 Eastern Blvd, Essex, MD 21221
(410) 686-5400
eriklanderson.com
Young Insurance & Financial,Inc.
1410 Eastern Blvd, Essex, MD 21221
(410) 687-8200
young-insurance.com
Farmers Insurance - Alan Jones
406 Eastern Blvd, Essex, MD 21221
(443) 231-5389
agents.farmers.com
State Farm Insurance
1201 Eastern Blvd, Essex, MD 21221
(410) 682-2200
statefarm.com
What Does a Landlord Insurance Agent in Essex Cost?
The cost of landlord insurance in Maryland typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Essex, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location near water, and coverage limits affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Essex Maryland?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Maryland, policies often include coverage for fire, theft, and water damage from burst pipes. An agent can explain which perils are standard and which require additional riders.
Is landlord insurance required by law in Maryland?
Maryland does not legally require landlord insurance, but most mortgage lenders do require it for rental properties. Without coverage, a landlord may be personally liable for injuries or property damage. An agent can help you meet lender requirements and avoid financial risk.
How do I choose a landlord insurance agent in Essex?
Look for an agent licensed in Maryland who has experience with rental properties in Baltimore County. Ask about their knowledge of local flood zones and older building codes. A good agent will compare quotes from multiple carriers to find suitable coverage.