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Find Landlord Insurance Agents Near You in Middle River, MD

Browse landlord insurance agents serving Middle River, Maryland. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Middle River, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 landlord insurance agents in Middle River, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Doug J Kottraba Jr - State Farm Insurance Agent
1515 Martin Blvd Ste 207, Middle River, MD 21220
(410) 687-7747 dougkottraba.com
Niyi Aladetohun: Allstate Insurance
105 Carroll Island Rd Ste D, Middle River, MD 21220
(410) 335-1273 agents.allstate.com
Emmanuel Onyekwere: Allstate Insurance
3009 Eastern Blvd B, Middle River, MD 21220
(410) 574-6400 agents.allstate.com
Austen's Insurance Agency
3407 Eastern Blvd, Middle River, MD 21220
(410) 686-4700 austensinsurance.com
Nationwide Insurance: Dale D Davis Enterprises, Inc.
3 Middle River Rd, Middle River, MD 21220
(410) 687-5493

Landlord insurance agents in Middle River, Maryland help property owners protect their rental investments. Maryland law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Local agents understand the specific risks for Middle River properties near the Chesapeake Bay.

What Does a Landlord Insurance Agent in Middle River Cost?

The cost of landlord insurance in Maryland typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Middle River, annual premiums often fall between 800 and 1,500 dollars, depending on the property value, location, and coverage limits. Factors such as the age of the property, proximity to water, and the number of units can affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Middle River Maryland?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Maryland, policies may also include coverage for water damage from storms or flooding, which is important for properties near the bay.
Is landlord insurance required by law in Maryland?
Maryland does not legally require landlord insurance, but most mortgage lenders require it for rental properties. It is highly recommended to protect against liability claims and property damage that could lead to financial loss.
How do I choose a landlord insurance agent in Middle River?
Look for an agent who specializes in rental property coverage and understands Maryland landlord-tenant laws. Ask about policy limits, deductibles, and whether the policy covers flood or sewer backup, which are common concerns in Middle River.