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Looking for a landlord insurance agent in Amherst? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Amherst, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 landlord insurance agents in Amherst, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
25 N University Dr, Amherst, MA 01002
(855) 899-0305
encharter.com
Bresnahan Insurance Agency Inc
231 Triangle St, Amherst, MA 01002
(413) 549-1100
bresnahaninsurance.com
Five College Home Insurance Solutions
101 University Dr, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
Facilities Insurance Co
201 Natural Resources Rd, Amherst, MA 01003
(413) 992-5652
Amherst Insurance
20 Gatehouse Rd, Amherst, MA 01004
(413) 253-5555
amherstins.com
Amherst Life Insurance Inc.
183 University Dr, Amherst, MA 01002
(413) 307-0921
Landlord insurance agents in Amherst Massachusetts help property owners protect their rental investments with policies tailored to local risks. Massachusetts law requires landlords to maintain certain property standards, and a knowledgeable agent can guide you on liability coverage and dwelling protection. These agents work with multiple carriers to find suitable coverage for single-family homes, duplexes, and multi-unit buildings in the Amherst area.
What Does a Landlord Insurance Agent in Amherst Cost?
Typical costs for landlord insurance in Massachusetts range from 15 to 30 percent more than standard homeowners insurance, with annual premiums often between 800 and 2,500 dollars depending on property value, location, and coverage limits. In Amherst, factors like the age of the building, proximity to fire stations, and number of units affect the rate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Massachusetts?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Massachusetts, policies may also include coverage for ordinance or law compliance if your property needs updates after a loss. It does not cover tenant personal belongings.
Is landlord insurance required in Amherst Massachusetts?
Massachusetts law does not require landlord insurance, but most mortgage lenders mandate it for rental properties. Without coverage, you risk financial loss from property damage, liability claims, or income interruption. An agent can help you understand what coverage meets your lender requirements.
How do I find a landlord insurance agent in Amherst?
You can search online for independent agents in Amherst who specialize in rental property insurance. Local agents understand the specific risks in western Massachusetts, such as winter weather damage and older building stock. Ask about their experience with Massachusetts landlord policies and multi-unit dwellings.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.