Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 landlord insurance agents in Chatham, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cape Wide Insurance Inc
1685 Main St, Chatham, MA 02633
(508) 945-5244
capewideinsurance.com
Curtis Insurance Agency
128 Wood Carver Knoll, Chatham, MA 02633
(508) 375-3312
John C Ricotta & Associates
1181 Main St, Chatham, MA 02633
(508) 945-5000
ricottarealestate.com
What Does a Landlord Insurance Agent in Chatham Cost?
The cost of landlord insurance in Massachusetts typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single-family rental in Chatham, annual premiums often fall between 1,200 and 3,000 dollars depending on property value, location, and coverage limits. Flood insurance is separate and can add 700 to 2,000 dollars per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Chatham Massachusetts?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Chatham, many policies also include coverage for wind, flood, and storm damage common to Cape Cod properties.
Is landlord insurance required by law in Massachusetts?
Massachusetts does not legally require landlord insurance, but most mortgage lenders require it. Without coverage, you risk financial loss from tenant injury, property damage, or natural disasters.
How do I choose a landlord insurance agent in Chatham?
Look for an agent licensed in Massachusetts who has experience with coastal rental properties. Ask about coverage for seasonal tenants, short-term rentals, and compliance with Massachusetts landlord-tenant laws.