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Directory of landlord insurance agents in Hopkinton, Massachusetts. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Hopkinton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 landlord insurance agents in Hopkinton, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Flanagan Insurance Agency
63 South St #260, Hopkinton, MA 01748
(617) 609-0321
agents.farmers.com
Farmers Insurance - Kevin Flanagan
63 South St #260, Hopkinton, MA 01748
(508) 625-1275
agents.farmers.com
Phipps Insurance Agency, Inc.
80 Main St, Hopkinton, MA 01748
(508) 435-6388
phippsinsurance.com
Landlord insurance agents in Hopkinton Massachusetts help rental property owners secure coverage that protects against property damage liability and loss of rental income. Massachusetts law requires landlords to maintain a safe premises and liability insurance can help cover legal costs if a tenant is injured. A local agent can explain how state specific requirements like lead paint disclosure and snow removal duties affect your policy needs.
What Does a Landlord Insurance Agent in Hopkinton Cost?
The cost of landlord insurance in Massachusetts typically ranges from 800 to 2500 dollars per year for a single family rental property. Factors that affect price include the propertys age location and replacement cost as well as the amount of liability coverage you choose. Policies with higher deductibles usually have lower premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in Hopkinton do?
A landlord insurance agent helps you find a policy that covers your rental property including dwelling coverage liability protection and loss of rental income. They can explain how Massachusetts laws like the state sanitary code and lead paint regulations affect your coverage needs. They also help you compare quotes from different insurers to find a policy that fits your budget.
Is landlord insurance required by law in Massachusetts?
Massachusetts does not legally require landlord insurance but most mortgage lenders require it for rental properties. Without it you could be personally liable for tenant injuries or property damage. A local agent can help you understand the minimum coverage recommended for Hopkinton rentals.
How does Massachusetts law affect landlord insurance costs?
Massachusetts has strict building codes and a high cost of construction which can increase replacement cost coverage. The state also has a strong tenant protection law that may increase liability risks. These factors can raise premiums compared to other states.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.