Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 landlord insurance agents in Spencer, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794
davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999
hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545
starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800
What Does a Landlord Insurance Agent in Spencer Cost?
Typical landlord insurance costs in Massachusetts range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Spencer, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the final price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Spencer Massachusetts?
Landlord insurance typically covers property damage, liability, and loss of rental income. In Massachusetts, policies often include protection against perils like fire, wind, and water damage. An agent can help tailor coverage to your specific rental property needs.
Is landlord insurance required by law in Massachusetts?
Massachusetts does not legally require landlord insurance, but most mortgage lenders mandate it. Without coverage, you risk financial loss from property damage or liability claims. An agent can explain the minimum coverages recommended for your situation.
How do I choose a landlord insurance agent in Spencer?
Look for an agent licensed in Massachusetts with experience in rental property insurance. Ask about their knowledge of local risks like winter weather and older building codes. Compare quotes from multiple agents to find suitable coverage and pricing.