Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 landlord insurance agents in Berkley, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Rock Insurance Agency
1904 W Eleven Mile Rd, Berkley, MI 48072
(248) 548-5530
eaglerockinsurance.com
Goosehead Insurance - The Brownlie Agency
3233 Coolidge Hwy Ste 211, Berkley, MI 48072
(248) 955-9912
goosehead.com
What Does a Landlord Insurance Agent in Berkley Cost?
Landlord insurance in Michigan typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Berkley, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Michigan, policies may also cover legal costs related to tenant disputes or evictions. Each policy is different so review the details with your agent.
Is landlord insurance required by law in Michigan?
Michigan does not legally require landlord insurance but most mortgage lenders require it for rental properties. Without coverage you risk paying out of pocket for fire damage, water damage, or tenant injuries. Many landlords also add liability coverage to protect against lawsuits.
How do I find a landlord insurance agent in Berkley Michigan?
You can search online for local independent agents or contact major insurance companies that serve Berkley. Ask agents if they have experience with Michigan rental property laws and specific coverage needs for Oakland County properties. Compare quotes from multiple agents to find suitable coverage.