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Showing 2 landlord insurance agents in Harrison, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Durga - State Farm Insurance Agent
185 W Main St, Harrison, MI 48625
(989) 630-0701
dandurga.com
Hardy-Bonham Insurance
426 N 1st St, Harrison, MI 48625
(989) 539-7143
hardybonhaminsuranceagency.com
What Does a Landlord Insurance Agent in Harrison Cost?
In Michigan landlord insurance premiums generally range from 500 to 2000 dollars per year for a standard single-family rental. Factors include property age, location in Clare County, and chosen deductibles. For a higher-value property or one with additional risks costs may exceed 2500 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Harrison Michigan?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. It does not cover tenant personal belongings. Michigan law does not mandate this coverage but it is strongly recommended for property owners.
Do I need landlord insurance if I have a tenant in Harrison?
While Michigan law does not require landlord insurance, most mortgage lenders do require it. Without it you could be personally liable for property damage or tenant injuries. An agent can help you meet lender requirements.
How much does landlord insurance cost in Michigan?
Costs vary based on property value, location, and coverage limits. In Michigan typical annual premiums range from 500 to 2000 dollars for a single-family rental. Agents in Harrison can provide quotes based on your specific property.