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Find Landlord Insurance Agents Near You in Caledonia, MN

Compare landlord insurance agents in Caledonia. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Caledonia, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 landlord insurance agents in Caledonia, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Klug Insurance Agency, LLC
123 E Main St, Caledonia, MN 55921
(507) 725-9316 kluginsurance.com
Danielson Insurance
112 E Grove St, Caledonia, MN 55921
(507) 725-3344 danielsoninsuranceagency.com

Landlord insurance agents in Caledonia, Minnesota help property owners protect their rental investments. Minnesota law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Local agents understand the unique risks of Caledonia properties, including weather-related claims and tenant issues.

What Does a Landlord Insurance Agent in Caledonia Cost?

The cost of landlord insurance in Minnesota typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Caledonia, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and your claims history will affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Caledonia Minnesota?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Minnesota, policies may also include coverage for vandalism or theft by tenants. You should ask your agent about specific exclusions for flood or earthquake damage.
Is landlord insurance required by law in Minnesota?
Minnesota does not legally require landlord insurance, but most mortgage lenders will require it for rental properties. Without coverage, you could be personally liable for tenant injuries or property damage. It is a wise financial safeguard for any rental property owner.
How do I choose a landlord insurance agent in Caledonia?
Look for an agent licensed in Minnesota who has experience with rental property policies. Ask about their knowledge of local building codes and common claims in Houston County. Compare quotes from multiple agents to find a policy that fits your property type and budget.