Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 8 landlord insurance agents in St Michael, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Derek Brant - State Farm Insurance Agent
112 Central Ave E, St Michael, MN 55376
(763) 497-4940
derekbrantinsurance.com
Farmers Insurance - David Mugg
400 Central Ave E Ste 55, St Michael, MN 55376
(763) 298-3563
agents.farmers.com
Bruce A. McKimmy, Ltd
517 Dogwood Ave NW, St Michael, MN 55376
(612) 324-0369
CareWise Insurance MN
28 Main St S, St Michael, MN 55376
(763) 220-1479
Nationwide Insurance: All Insurance Services, Inc.
213 Meadowlark Rd SE, St Michael, MN 55376
(763) 497-2247
agency.nationwide.com
Zachman Insurance Agency Inc
12725 43rd St NE #101, St Michael, MN 55376
(763) 497-2430
zachmaninsurance.com
Superior Financial Group
13580 44th St NE, St Michael, MN 55376
(612) 382-8949
Creekside Insurance Solutions
705 Central Ave E r11, St Michael, MN 55376
(763) 412-1995
What Does a Landlord Insurance Agent in St Michael Cost?
The cost of landlord insurance in Minnesota typically ranges from 25 to 50 percent more than a standard homeowners policy. For a single family rental in St Michael you might pay between 800 and 1,500 dollars per year. Factors include property value, location, number of units, and deductible amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers property damage, loss of rental income, and liability protection. In Minnesota, policies often include coverage for ice dam damage and frozen pipes due to the cold climate. You should also consider flood insurance as standard policies do not cover flood damage.
Is landlord insurance required by law in Minnesota?
Minnesota does not legally require landlord insurance. However most mortgage lenders require a landlord policy as a condition of the loan. Without this coverage you could be personally liable for property damage or tenant injuries.
How do I find a landlord insurance agent in St Michael?
You can search for independent insurance agents in St Michael who specialize in rental property coverage. Look for agents licensed in Minnesota with experience writing policies for single family homes or multi unit buildings. Ask about their knowledge of local building codes and weather related risks.