The top-rated landlord insurance agent in Olive Branch, Mississippi is 1st Alliance Insurance Agency, rated 5.0 stars across 235 reviews. Other highly rated options include Romaro Miller - State Farm Insurance Agent, Marcus Johnson - State Farm Insurance Agent, Farm Bureau Insurance. This directory lists 16 landlord insurance agents serving Olive Branch.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 1st Alliance Insurance Agency | 7040 Wind Stone Blvd Suite 150 | (662) 404-8424 |
| 2 | Romaro Miller - State Farm Insurance Agent | 7164 Hacks Cross Rd Suite 119 | (662) 893-1212 |
| 3 | Marcus Johnson - State Farm Insurance Agent | 5940 Goodman Rd Suite A | (662) 782-2040 |
| 4 | Farm Bureau Insurance | 6901 MS-305 | (662) 893-5250 |
| 5 | Stephens Insurance Group | 5600 Goodman Rd | (662) 893-0000 |
| 6 | The Gann Agency: Allstate Insurance | 6810 Crumpler Blvd #200 | (662) 340-6000 |
| 7 | Marcus T. Turner & Associates | 8101 Hacks Cross Rd Ste 110 | (901) 457-0389 |
| 8 | Shelter Insurance - Sy Williams | 6915 Crumpler Blvd Ste D | (662) 893-6033 |
| 9 | Joe Sarrio - State Farm Insurance Agent | 5338 Goodman Rd Ste 105 | (662) 895-7775 |
| 10 | Daryl Theodore: Allstate Insurance | 7105 Hacks Cross Rd | (662) 932-3900 |
1st Alliance Insurance Agency serves Olive Branch and the surrounding DeSoto County area as a landlord insurance agent. It assists property owners in securing coverage tailored to rental properties. The company helps protect against common risks from tenant occupancy and property damage. It also advises on policy structures that support long-term investment strategies for residential rental units. Its specific services include drafting policies that cover dwelling protection and liability coverage for landlords with single-family and multi-family rentals.
Romaro Miller - State Farm Insurance Agent in Olive Branch, MS, offers a range of coverage for residential and commercial rental properties. Its service options include customized policies that address liability, building damage, and loss of rental income. Ongoing maintenance consultations help landlords identify structural risks and update their protection as property conditions change. The agent provides support for policies covering single-family homes, multi-unit apartments, retail spaces, and restaurants.
Marcus Johnson - State Farm Insurance Agent serves homeowners, landlords, and property managers in Olive Branch, Mississippi, seeking coverage for rental properties. The agency provides landlord insurance policies designed to protect residential investment properties from common risks such as property damage, liability claims, and loss of rental income. Clients can discuss coverage limits and deductibles in person to tailor policies to their specific rental portfolios. In addition to serving Olive Branch, the agency also covers property owners across nearby Hernando and the greater Memphis metropolitan area.
Farm Bureau Insurance in Olive Branch, Mississippi, distinguishes between single-claim filings and ongoing portfolio management for landlords. Their coverage addresses property damage, liability protection, and potential loss of rental income. Policies can be tailored to protect against tenant defaults or weather-related risks common in the area. Service is structured on an as-needed basis, allowing property owners to request modifications or file claims only when required rather than on a fixed schedule.
Stephens Insurance Group serves the Olive Branch area and surrounding communities in Mississippi, offering coverage options for residential and commercial rental properties. It handles landlord insurance policies designed to protect rental houses, apartments, and similar income-generating properties. The agency works with property owners to identify liability risks, dwelling damage exposures, and loss of rental income concerns. For a typical job, it evaluates a client’s specific property type and occupancy situation to recommend a tailored coverage package that addresses those particular risks.
At The Gann Agency: Allstate Insurance in Olive Branch, MS, a landlord insurance agent distinguishes between one-time policy setups for individual rental properties and recurring service options that adjust coverage over time. Standard coverage protects against property damage, liability claims, and lost rental income. Service for landlord clients is provided on an as-needed basis to address new policies, policy changes, or claims throughout the leasing period.
With rainfall peaking in the spring months, property owners in Olive Branch often require a local authority on rental coverage to address storm-related risks. Marcus T. Turner & Associates serves as a landlord insurance agent in this area, specializing in policies that balance liability protection with dwelling repair needs. Their process begins by having every new client confirm utility access and property condition before any paperwork is signed. A professional initial-assessment step follows, where a representative schedules a walk-through to note any pre-existing structural concerns.
Shelter Insurance - Sy Williams in Olive Branch, MS, works with property owners to secure coverage tailored to rental dwellings, offering specialized add-on protections such as liability coverage for tenant-related incidents. This agency focuses on safeguarding landlords against common property risks, including damage from fire or weather events. Their commercial services can extend to insuring office buildings, warehousing facilities, and food service establishments that house business tenants.
Daryl Theodore: Allstate Insurance provides residential landlord insurance services for property owners in Olive Branch, Mississippi. Commercial coverage options are also available for multi-unit or mixed-use rental properties throughout the DeSoto County area. Policies are tailored to safeguard income from tenant-occupied dwellings against common liability and property risks. The agency works to establish long-term client relationships by adjusting coverage as portfolios evolve. Agents follow up with customers between regular visits to review policy details and address any changes in rental circumstances.
What Does a a Landlord Insurance Agent in Olive Branch Cost?
Landlord insurance in Mississippi typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Olive Branch, annual premiums often range from 800 to 1,500 dollars depending on property age, location, and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Olive Branch
Landlord insurance agents in Olive Branch Mississippi help property owners protect their rental investments. Mississippi law does not require landlord insurance but mortgage lenders often do. Local agents can explain coverage options for properties in DeSoto County.
Frequently Asked Questions
What does landlord insurance cover in Mississippi?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Mississippi, policies may also include coverage for wind and hail damage common in the region.
Is landlord insurance required by Mississippi law?
Mississippi state law does not require landlord insurance. However, if you have a mortgage on the rental property, your lender will likely require a policy that meets their coverage minimums.
How do I choose a landlord insurance agent in Olive Branch?
Look for an agent who specializes in rental property coverage and understands Mississippi insurance regulations. Ask about replacement cost coverage and liability limits that match your property value.