The top-rated landlord insurance agent in Kalispell, Montana is Sandra Goode-Long - State Farm Insurance Agent, rated 4.9 stars across 572 reviews. Other highly rated options include Flathead Insurance- Kalispell Montana Insurance, TJ Wendt - State Farm Insurance Agent, Grachek Insurance. This directory lists 20 landlord insurance agents serving Kalispell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandra Goode-Long - State Farm Insurance Agent | 475 N Main St | (406) 257-7714 |
| 2 | Flathead Insurance- Kalispell Montana Insurance | 2330 U.S. Hwy 2 E | (406) 752-8000 |
| 3 | TJ Wendt - State Farm Insurance Agent | 2129 US-2 | (406) 752-9300 |
| 4 | Grachek Insurance | 1147 S Main St | (406) 755-4000 |
| 5 | Jon Shaw - State Farm Insurance Agent | 46 W Reserve Dr Ste 2 | (406) 314-6505 |
| 6 | Bailey Insurance Services | 4 Meridian Ct | (406) 752-7676 |
| 7 | Montana First Insurance, Inc. | 1088 N Meridian Rd | (406) 755-0719 |
| 8 | Paradox Insurance Agency | 1205 S Main St | (406) 451-0180 |
| 9 | Hebert Insurance Agency - Marlene Hebert | 114 1st Ave W | (406) 755-6453 |
| 10 | Marsh McLennan Agency | 165 Timberwolf Pkwy | (406) 758-4200 |
Sandra Goode-Long - State Farm Insurance Agent serves Kalispell and the surrounding Flathead County area, specializing in landlord insurance policies. This agency provides coverage options tailored to protect rental properties from common risks like property damage and liability claims. In this region, many landlords rely on policies that address both short-term and long-term rental exposures. The agency handles rental dwelling protection and liability coverage for rental income loss.
Flathead Insurance in Kalispell, Montana provides landlord insurance agent services, including property coverage and liability protection for rental properties. It offers rental dwelling policies that protect against common risks such as fire, vandalism, and weather damage. The company can help landlords budget for potential losses with straightforward insurance solutions. For maintenance, it advises on proper documentation and coverage for routine upkeep. Flathead Insurance services single-family homes, apartments, retail spaces, and restaurants.
TJ Wendt - State Farm Insurance Agent serves property owners and managers in Kalispell, Montana who need specialized coverage for rental dwellings. The agency focuses on landlord insurance solutions that protect investment properties against common risks such as fire damage or liability claims from tenants. Clients can expect professional guidance on policy options tailored to their specific rental units. TJ Wendt also assists with general homeowner insurance and business coverage for local entrepreneurs. The agency extends its services to the nearby community of Columbia Falls.
Grachek Insurance serves Kalispell, Montana, and the surrounding Flathead Valley communities, providing specialized landlord insurance agent services. It handles policies designed to protect rental properties, from single-family homes to multi-unit dwellings, against common risks like property damage and liability claims. The company navigates the local insurance landscape to find appropriate coverage options that align with each landlord's specific needs. Grachek Insurance typically begins by reviewing a property's details and occupancy status, then compares available plans to build a customized policy that addresses the owner's risk exposure.
Jon Shaw’s agency in Kalispell specializes in landlord insurance policies that protect rental properties and income streams, while also offering broader personal insurance coverage for property owners. As a local landlord insurance agent, it helps clients understand liability exposures related to tenant-occupied homes and multi-unit dwellings. The agency is well-positioned to assist with specific seasonal concerns, such as assessing policy coverage for roof damage from Montana’s heavy winter snowpack or sudden spring thaw water intrusions.
Landlord insurance agents in Kalispell, MT, often distinguish between one-time policy placements and recurring service options for ongoing portfolio management. Bailey Insurance Services provides coverage tailored to local rental properties, addressing liability, property damage, and loss of rental income. This firm helps landlords navigate the specific risks of leasing residential units in the Flathead Valley area, including vacancy periods and tenant-related exposures. Service at Bailey Insurance Services is available on a one-time, scheduled, or strictly as-needed basis.
As unpredictable Montana weather rolls through Kalispell each season, property owners often find themselves contending with hail, freeze, or wind damage that can threaten rental income. Montana First Insurance, Inc. provides landlord insurance agent services tailored to local residential and commercial rental properties. Their agents help landlords select coverage that addresses building repairs, liability exposure, and potential loss of rent during vacancies. Every policy discussion begins with an inspection or initial on-site assessment of the rental property to identify specific risks and appropriate coverage limits.
Paradox Insurance Agency provides comprehensive property coverage plans tailored for landlords in Kalispell, MT. Its core policies protect rental dwellings against fire, storm damage, and liability claims, while specialty add-ons can cover loss of rental income or vandalism. The agency assists owners of single-family homes and multi-unit apartment buildings. It can also serve commercial sectors such as offices, warehouses, and food service establishments.
Hebert Insurance Agency, located in Kalispell, focuses on residential landlord insurance for property owners protecting rental homes and duplexes. They also provide commercial coverage for larger multi-family buildings or mixed-use properties throughout the Flathead Valley area. Property policies typically address dwelling protection, liability exposure, and loss of rental income for unforeseen damage. The agency encourages landlords to follow up after each policy renewal, ensuring coverage adjusts to new rental agreements or property improvements made between regular annual visits.
Marsh McLennan Agency in Kalispell, Montana, specializes in crafting policies that protect rental properties from liability claims and property damage. It also advises local landlords on standard coverage needs, such as loss of rental income and building repairs. The agency understands that mountain properties face unique risks, including freeze damage from harsh winter storms, and helps owners secure appropriate protection for these common seasonal concerns.
What Does a a Landlord Insurance Agent in Kalispell Cost?
Typical landlord insurance in Montana costs between 800 and 2000 dollars per year for a single family rental. Premiums vary based on property value, location, and coverage limits. A Kalispell agent can provide quotes tailored to your property. This is general information and not insurance advice.
About landlord insurance agents in Kalispell
A landlord insurance agent in Kalispell Montana helps rental property owners find policies that cover dwelling damage, liability, and loss of rental income. Montana law does not require landlord insurance but most mortgage lenders do. Local agents understand risks specific to Flathead County such as wildfire and snow load damage.
Frequently Asked Questions
What does landlord insurance cover in Kalispell Montana?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings. Montana agents can add endorsements for flood or earthquake risks common in the region.
Is landlord insurance required by Montana law?
Montana law does not require landlord insurance. However your mortgage lender will likely require a dwelling policy. Many landlords also purchase liability coverage to protect against lawsuits under Montanas premises liability statutes.
How do Kalispell landlord insurance agents set premiums?
Premiums are based on property value, location, age of the home, and claims history. Kalispell properties near wildland urban interface areas may have higher wildfire risk premiums. Agents also consider the number of units and whether the property is short term or long term rental.
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