The top-rated landlord insurance agent in Gardnerville, Nevada is Stacy Trivitt: Allstate Insurance, rated 4.8 stars across 269 reviews. Other highly rated options include Larry Peyton Insurance Agency LLC, Warren W Reed Insurance, Alex Uribe - State Farm Insurance Agent. This directory lists 13 landlord insurance agents serving Gardnerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stacy Trivitt: Allstate Insurance | 1466 U.S. Hwy 395 N | (775) 782-3511 |
| 2 | Larry Peyton Insurance Agency LLC | 1544 U.S. Hwy 395 N Ste 5 | (775) 782-2469 |
| 3 | Warren W Reed Insurance | 1521 U.S. Hwy 395 N | (775) 782-2277 |
| 4 | Alex Uribe - State Farm Insurance Agent | 1503 U.S. Hwy 395 N Ste F | (775) 392-3950 |
| 5 | Farmers Insurance - Larry Peyton | 1544 U.S. Hwy 395 N Ste 5 | (775) 782-2469 |
| 6 | ASInsurance - Aimee Smith Insurance Agency LLC | 1190 High School St Suite A | (775) 783-0753 |
| 7 | Joseph Robertson: Allstate Insurance | 1466 U.S. Hwy 395 N | (775) 782-3511 |
| 8 | John Scott - State Farm Insurance Agent | 1476 U.S. Hwy 395 N | (775) 782-5102 |
| 9 | Michael Boyd Insurance Solutions | 1491 U.S. Hwy 395 N | (775) 790-1229 |
| 10 | Christina Frey Insurance Agency | 1502 Mary Jo Dr | (760) 855-0674 |
Stacy Trivitt: Allstate Insurance serves Gardnerville and the surrounding Douglas County area, offering specialized landlord insurance agent services. This agency helps local property owners secure coverage tailored for residential rental dwellings in the northern Nevada region. Recognizing that landlords face distinct risks from tenant occupancy, the agent provides policies addressing property damage liability and loss of rental income. Additionally, Stacy Trivitt handles protection for structures like sheds and guest houses often found on rental properties.
Larry Peyton Insurance Agency LLC provides comprehensive landlord insurance coverage for property owners in and around Gardnerville, Nevada. Its service plans include protection for rental income loss, liability claims, and physical damage to buildings. Standard maintenance plans typically cover policy reviews and updates to ensure ongoing compliance with local housing regulations. The agency assists clients in tailoring coverage limits to individual risk profiles. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Warren W Reed Insurance provides landlord insurance solutions for property owners, investors, and professional property managers throughout the Gardnerville, Nevada area. The agency focuses on securing coverage tailored to rental properties, helping protect clients from risks such as property damage and liability claims. Their services assist landlords in managing the complexities of insuring residential or commercial rental units. The company also extends its landlord insurance expertise to clients in surrounding communities like Minden, Nevada, offering localized support for real estate investments in the Carson Valley region.
Alex Uribe - State Farm Insurance Agent serves Gardnerville and its surrounding communities in Nevada, handling comprehensive landlord insurance policies designed to protect rental property investments. The agency addresses coverage for dwelling structures, liability risks, and potential loss of rental income during repairs. With a focus on assessing individual property needs, the approach thoroughly evaluates each client’s unique rental situation to recommend specific protections and policy limits.
Farmers Insurance - Larry Peyton provides landlord insurance services in Gardnerville, NV, differentiating between one-time policy consultations and ongoing coverage management for rental properties. Their policies address property damage, liability protection, and potential loss of rental income. Service appointments can be scheduled on a one-time basis for initial assessments, as a recurring annual review, or arranged on an as-needed basis to accommodate urgent changes.
ASInsurance - Aimee Smith Insurance Agency LLC specializes in landlord insurance policies designed to protect rental property owners in Gardnerville, NV. The company handles property coverage for single-family rentals and multi-unit dwellings, addressing liability and structural risks. It works closely with landlords to tailor plans that account for local market conditions and tenant turnover. With seasonal concerns like winter freeze damage to unoccupied units, the agency helps clients adjust coverage during vacancy periods.
As the spring and fall seasons bring rain and snowmelt to the Gardnerville area, landlords often face increased risk of water damage and related property claims. Joseph Robertson: Allstate Insurance provides local landlord insurance agents who work with property owners to review policy details and ensure adequate dwelling coverage against these seasonal hazards. They help clients understand how different coverage limits apply to rental income protection and liability. An agent then visits the property to complete a thorough initial assessment of its condition before finalizing the insurance agreement.
John Scott - State Farm Insurance Agent in Gardnerville, NV provides primary property protection policies tailored to residential rental property owners. Additional specialty endorsements can address loss of rental income and liability coverage for tenant-related incidents. An experienced agent works with clients to help structure adequate dwelling and personal property limits against common regional perils. The agency also serves commercial property owners needing coverage for offices, warehouses, and food service establishments.
Michael Boyd Insurance Solutions provides residential landlord insurance coverage for property owners in the Gardnerville area, arranging policies that address rental property exposures and liability concerns. The agency also assists clients with commercial landlord insurance needs, protecting portfolios of multi-unit buildings and mixed-use properties throughout the region. Following policy placement, the agent conducts follow-up reviews to adjust coverage as tenant circumstances or property conditions change, ensuring coverage remains aligned between regular visits.
Christina Frey Insurance Agency in Gardnerville, NV, is known for providing tailored coverage solutions for rental property owners across the region. Its range of services includes policies designed to protect single-family homes, duplexes, and small multifamily properties from common landlord risks. The agency helps clients secure liability protection and property damage coverage as standard offerings. A specialty service that can be added on is loss of rental income insurance, which compensates owners if a covered event renders a unit uninhabitable.
What Does a a Landlord Insurance Agent in Gardnerville Cost?
The cost of landlord insurance in Nevada typically ranges from 800 to 2000 dollars per year for a single family rental property. Factors like property value location and coverage limits affect the premium. A landlord insurance agent in Gardnerville can provide a specific quote based on your property. This is general information and not insurance advice.
About landlord insurance agents in Gardnerville
A landlord insurance agent in Gardnerville Nevada can help you find coverage for rental properties in Douglas County. Nevada law does not require landlords to carry insurance but mortgage lenders often do. Local agents understand the risks of high desert weather and seasonal tourism in the Carson Valley area.
Frequently Asked Questions
What does a landlord insurance agent in Gardnerville do?
A landlord insurance agent helps you find a policy that covers your rental property. They can explain dwelling coverage liability protection and loss of rental income options. They also help you comply with any requirements from your mortgage lender.
Is landlord insurance required by Nevada law?
Nevada law does not require landlords to carry insurance. However your mortgage lender will likely require a policy. A landlord insurance agent can help you meet those lender requirements while protecting your investment.
What types of coverage should I consider for a Gardnerville rental property?
Common coverages include dwelling protection for the building structure and liability coverage for tenant injuries. You may also want loss of rental income coverage if the property becomes uninhabitable. An agent can explain optional coverages for vandalism or weather damage.