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Landlord Insurance Agents in Budd Lake, NJ

Looking for a landlord insurance agent in Budd Lake? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Budd Lake, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 landlord insurance agents in Budd Lake, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Maisano - State Farm Insurance Agent
238 US-46 W, Budd Lake, NJ 07828
(973) 691-1212 tommaisano.com
John Johnson Insurance Services, LLC
481 US-46, Budd Lake, NJ 07828
(908) 747-4282 jjinsurancenj.com

Landlord insurance agents in Budd Lake, New Jersey help rental property owners protect their investments. New Jersey law requires landlords to maintain certain insurance coverages, such as liability insurance, and agents can guide you on meeting these obligations while securing appropriate property protection. Local agents understand the specific risks for Budd Lake properties, including weather-related damage and tenant liability issues.

What Does a Landlord Insurance Agent in Budd Lake Cost?

Typical landlord insurance costs in New Jersey range from 800 to 2,500 dollars annually for a standard single-family rental property. In Budd Lake, premiums may be higher due to flood risk from Lake Hopatcong and seasonal weather patterns. Factors such as property size, number of units, and deductible amounts also influence the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Budd Lake New Jersey?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New Jersey, policies may also include coverage for flood or storm damage, which is common in Budd Lake due to its proximity to Lake Hopatcong.
Is landlord insurance required by law in New Jersey?
New Jersey does not legally require landlord insurance, but most mortgage lenders and property management companies require it. Additionally, New Jersey law holds landlords responsible for maintaining safe premises, and liability coverage helps meet that duty.
How much does landlord insurance cost in Budd Lake New Jersey?
Costs for landlord insurance in Budd Lake vary based on property value, location, and coverage limits. Typical premiums range from 800 to 2,500 dollars per year for a single-family rental. Factors like proximity to water and property age can affect pricing.