The top-rated landlord insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 571 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 13 landlord insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Zenith Agency LLC | 1000 Elizabeth Ave suite b | (908) 355-0070 |
| 5 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 6 | InsureOne Insurance | 1089 Elizabeth Ave #7 | (908) 452-7032 |
| 7 | Hometown Title Agency LLC | 514 Westfield Ave | (908) 325-9797 |
| 8 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 9 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 10 | Global Insurance Agency | 514 Westfield Ave #1 | (908) 469-8441 |
Cuartas Insurance Agency serves Union County and the greater Elizabeth, New Jersey area, specializing in landlord insurance policies for residential property owners. The agency helps landlords protect their rental investments with comprehensive coverage options tailored to local real estate needs. Typical policies address property damage, liability protection, and loss of rental income for multi-family dwellings and single-family rental homes. Cuartas Insurance Agency handles both dwelling fire policies and commercial landlord insurance for larger rental portfolios in this region.
UPIX INSURANCE provides a full range of landlord insurance policies tailored for property owners in Elizabeth, New Jersey. It offers coverage plans designed to protect rental properties from common risks such as property damage, liability claims, and lost rental income. Service maintenance options are available to help landlords manage ongoing policy adjustments and claims support. The company services single-family homes, apartments, retail spaces, and restaurants.
Angel Rodriguez - State Farm Insurance Agent in Elizabeth, NJ, serves homeowners, small businesses, and property managers needing tailored coverage for rental properties. The agency helps clients protect their investments with comprehensive landlord insurance policies that address liability, property damage, and income loss from tenant disruptions. Agents work closely with landlords to understand local rental market risks and structure appropriate protection. For those seeking coverage in the broader metro area, the agency also assists property owners in nearby Linden.
Zenith Agency LLC in Elizabeth, NJ presents landlord insurance clients with both one-time policy purchases and recurring service agreements that renew annually. Coverage typically includes property damage protection, liability coverage for rental units, and loss of rental income safeguards. The agency also addresses common landlord exposures such as vandalism and weather-related losses. Services run on either a scheduled renewal cycle for ongoing policies or on an as-needed basis when a new rental property is acquired or existing coverage must be modified.
Dave Carrubba - State Farm Insurance Agent serves Elizabeth, New Jersey, and its surrounding communities with landlord insurance solutions. The agent handles coverage for residential rental properties, addressing risks such as property damage, liability claims, and loss of rental income. This office focuses on assessing each landlord's specific portfolio to match appropriate policy options. To handle a typical job, it begins with a thorough review of the property's condition and tenant use, then structures coverage to address those identified exposures.
InsureOne Insurance in Elizabeth, New Jersey, specializes in landlord insurance agent services, offering tailored property coverage solutions for residential and commercial rental owners. The agency assists local landlords with general policy management, including liability protection and building coverage. It helps clients address seasonal concerns such as winter freeze damage to plumbing or heating systems, ensuring properties remain protected during harsh New Jersey winters.
Hometown Title Agency LLC provides property insurance services for landlords in Elizabeth, New Jersey. The company specializes in adding comprehensive liability coverage and loss of rental income protection to standard policies. Landlord insurance agents in this area frequently assist owners of residential multifamily dwellings and small commercial rental structures. The agency can serve clients who own seasonal rental properties, commercial office spaces, warehouses, and food service establishments.
As winter weather returns to Elizabeth, landlords often face increased risks of damage from frozen pipes or heavy snow. RCX Insurance Agency helps property owners in the area secure policies that cover rental properties, liability protection, and potential loss of rental income. They assess each landlord’s unique portfolio, whether it includes a single-family home or a small multi-unit building. A representative typically schedules an initial inspection of the property to evaluate its condition and recommend appropriate coverage options.
New Century Insurance Agency Brokerage in Elizabeth, NJ provides residential landlord insurance to property owners protecting rental dwellings. Commercial coverage is also available for multi-unit buildings and investment properties throughout the Elizabeth area and surrounding communities. Their services address liability, property damage, and loss of rental income common to local landlords. The agency follows up after policy issuance to ensure coverage remains appropriate as properties change. They offer repeat service between regular visits, adjusting policies during tenant turnovers or renovations.
Global Insurance Agency in Elizabeth, New Jersey, is known for providing comprehensive coverage options tailored to property owners renting out residential dwellings. Its service range includes protection against property damage, liability claims, and loss of rental income. Policies can be structured to cover multi-unit buildings and single-family rentals alike. A specialty service it can add on is flood insurance, which addresses water damage risks common in this region.
What Does a a Landlord Insurance Agent in Elizabeth Cost?
Typical landlord insurance costs in New Jersey range from 1,200 to 3,000 dollars annually for a single-family rental property, depending on coverage limits and deductibles. In Elizabeth, factors like property age, crime rates, and proximity to flood zones can increase premiums. For multi-unit buildings, costs can be higher. This is general information and not insurance advice.
About landlord insurance agents in Elizabeth
Landlord insurance agents in Elizabeth, New Jersey help property owners protect their rental investments. New Jersey law requires landlords to maintain certain coverages, such as liability insurance, especially for multi-unit dwellings in cities like Elizabeth. A local agent can guide you through policies that cover property damage, loss of rental income, and legal liability specific to New Jersey regulations.
Frequently Asked Questions
What does landlord insurance cover in Elizabeth New Jersey?
Landlord insurance typically covers dwelling damage, liability for tenant injuries, and loss of rental income. In New Jersey, policies may also include coverage for ordinance or law upgrades if your property is damaged and must be rebuilt to current codes.
Is landlord insurance required by law in New Jersey?
New Jersey does not have a state law requiring landlord insurance, but mortgage lenders often require it. Additionally, New Jersey landlord-tenant law holds landlords responsible for maintaining safe premises, making liability coverage a practical necessity.
How much does landlord insurance cost in Elizabeth New Jersey?
Costs vary based on property value, location, and coverage limits. In New Jersey, average landlord insurance premiums range from 25 to 50 percent more than standard homeowners insurance, often between 1,200 and 3,000 dollars per year for a single-family rental in Elizabeth.
Landlord Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cherry Hill Township · Clifton · Cranford · East Brunswick · East Hanover · Edison · Fair Lawn · Fairfield · Fort Lee · Hackensack · Hamilton Township