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Landlord Insurance Agents in Neptune City, NJ

Compare landlord insurance agents in Neptune City. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Neptune City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 landlord insurance agents in Neptune City, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mansa Nicome - State Farm Insurance Agent
86 NJ-35, Neptune City, NJ 07753
(732) 776-9999 nicomeagency.com
All Guard Auto Insurance Inc.
80 NJ-35, Neptune City, NJ 07753
(732) 988-8888 allguardinsurance.weebly.com
Dirus & Sons LLC
2100 NJ-33 #4, Neptune City, NJ 07753
(732) 988-7300 dirusnsons.com

A landlord insurance agent in Neptune City New Jersey helps property owners secure coverage that meets state requirements. New Jersey law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand coastal flood risks and the state strict liability rules for rental properties.

What Does a Landlord Insurance Agent in Neptune City Cost?

The typical cost for landlord insurance in New Jersey ranges from 800 to 1500 dollars per year for a single family rental property. Premiums in Neptune City may be higher due to coastal flood risk and property values. Factors like property age coverage limits and deductible amounts affect the final price. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Neptune City New Jersey?
Landlord insurance typically covers property damage liability and loss of rental income. In New Jersey policies often exclude flood damage so a separate flood policy may be needed for Neptune City coastal properties.
Is landlord insurance required by law in New Jersey?
New Jersey state law does not require landlord insurance. However mortgage lenders usually require it and it is strongly recommended to protect against liability claims which are common under New Jersey premises liability laws.
How do I choose a landlord insurance agent in Neptune City?
Look for an agent licensed in New Jersey who has experience with rental properties in coastal areas. Ask about coverage for flood damage and liability limits that meet the New Jersey standard of care for landlords.