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Find Landlord Insurance Agents Near You in Ocean City, NJ

Browse landlord insurance agents serving Ocean City, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 landlord insurance agents in Ocean City, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heist Insurance Agency
700 West Ave, Ocean City, NJ 08226
(609) 399-0655 heistinsurance.com
McMahon Insurance Agency
901 Simpson Ave, Ocean City, NJ 08226
(609) 399-0060 mcmahonagency.com
Real Insurance NJ
251 West Ave, Ocean City, NJ 08226
(609) 875-4131
The Commercial Insurance LLC
1223 Asbury Ave, Ocean City, NJ 08226
(609) 726-5050

A landlord insurance agent in Ocean City New Jersey helps rental property owners find policies that protect against property damage liability and loss of rental income. New Jersey law requires landlords to maintain certain safety standards and disclose insurance details to tenants. Local agents understand the unique risks of coastal properties including flood and wind damage.

What Does a Landlord Insurance Agent in Ocean City Cost?

Typical landlord insurance in New Jersey costs between 800 and 2000 dollars per year for a single family rental home. Premiums in Ocean City are often higher due to flood and storm risks. Factors like property age coverage limits and deductible amounts affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Ocean City New Jersey?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Ocean City flood insurance is often required due to the coastal location and may be separate from a standard policy.
Is landlord insurance required by law in New Jersey?
New Jersey does not require landlord insurance by state law but mortgage lenders usually mandate it. Additionally New Jersey law requires landlords to inform tenants if they have flood insurance coverage.
How do I find a good landlord insurance agent in Ocean City?
Look for agents licensed in New Jersey who specialize in rental property coverage. Ask about their experience with coastal properties and whether they offer policies from multiple insurance carriers.