ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Landlord Insurance Agents in Somerville, NJ
Looking for a landlord insurance agent in Somerville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Somerville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 landlord insurance agents in Somerville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Spraggs - State Farm Insurance Agent
30 Roosevelt Pl, Somerville, NJ 08876
(973) 396-0352
jasonspraggs.com
The Rice Agency
33 W High St, Somerville, NJ 08876
(908) 722-1700 ext. 10
riceagency.com
A landlord insurance agent in Somerville, New Jersey helps property owners find policies that cover rental dwellings. New Jersey law does not require landlord insurance, but mortgage lenders often mandate it. Local agents can explain coverage options for single-family homes and multi-unit buildings in Somerset County.
What Does a Landlord Insurance Agent in Somerville Cost?
Typical costs for landlord insurance in New Jersey range from 800 to 2,500 dollars per year for a single-family home. Factors include property age, location in Somerville, coverage limits, and deductible amount. Multi-unit properties or those with higher liability risks may cost more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in Somerville do?
A landlord insurance agent helps rental property owners find policies that cover property damage, liability, and lost rental income. They review your specific property type and location in Somerville to recommend suitable coverage limits.
Is landlord insurance required by law in New Jersey?
New Jersey state law does not require landlord insurance. However, your mortgage lender or homeowners association may require a minimum level of coverage. An agent can help you meet those requirements.
How much does landlord insurance cost in New Jersey?
Costs vary based on property value, location, and coverage amount. In New Jersey, annual premiums typically range from 800 to 2,500 dollars for a single-family rental. An agent can provide a quote specific to your Somerville property.
Free • No Obligation
Compare Landlord Insurance Agents
Get matched with agents in Somerville who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.