ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of landlord insurance agents in Sparta, New Jersey. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Sparta, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 landlord insurance agents in Sparta, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jersey Insurance Solutions - Medicare & Health Insurance
46 Main St Suite 402, Sparta, NJ 07871
(973) 500-3708
jerseyinsurancesolutions.com
Alex Aguado - State Farm Insurance Agent
160 Woodport Rd Ste 1A, Sparta, NJ 07871
(973) 729-5661
alexaguado.com
Trusted Insurance Agency
270 S Sparta Ave, Sparta, NJ 07871
(973) 315-7046
Supreme Insurance NJ
71 Co Rd 517, Sparta, NJ 07871
(973) 381-9146
richsum.com
Top Point Insurance Agency
7 Boardwalk, Sparta, NJ 07871
(973) 381-9771
Allstate Financial Services - James Sharabba
191 Woodport Rd, Sparta, NJ 07871
(973) 729-8644
agents.allstate.com
Sweeney, Richards & Summers
191 Woodport Rd, Sparta, NJ 07871
(973) 627-0100
richsum.com
Landlord insurance agents in Sparta, New Jersey help property owners secure coverage for rental homes and multi-unit buildings. New Jersey law requires landlords to maintain certain liability protections, and a local agent can explain how state regulations affect your policy. Working with an agent familiar with Sussex County ensures your policy addresses local risks like winter weather damage and flood zones.
What Does a Landlord Insurance Agent in Sparta Cost?
The cost of landlord insurance in Sparta, New Jersey typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental, annual premiums often fall between 800 and 1,500 dollars, depending on property value and coverage limits. Multi-unit properties and those with higher liability risks may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Sparta New Jersey?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New Jersey, policies often include coverage for fire, theft, and weather-related damage. A local agent can help you add flood or sewer backup coverage if your property is in a risk area.
Is landlord insurance required by law in New Jersey?
New Jersey does not legally require landlord insurance, but most mortgage lenders mandate it. Additionally, New Jersey landlord-tenant law holds property owners responsible for maintaining safe premises, making liability coverage essential. An agent can help you meet these obligations without overpaying.
How do I choose a landlord insurance agent in Sparta?
Look for an agent who specializes in rental properties and understands New Jersey insurance regulations. Ask about their experience with Sussex County properties and whether they offer policies that cover New Jersey-specific risks like snow damage or tenant lawsuits. Compare quotes from multiple agents to find suitable coverage.
Free • No Obligation
Compare Landlord Insurance Agents
Get matched with agents in Sparta who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.