Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 landlord insurance agents in Summit, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Richard Fernandez - State Farm Insurance Agent
469 Morris Ave, Summit, NJ 07901
(908) 522-8330
insurancewithrich.com
Elite Insurance New Jersey
816 Old Springfield Ave, Summit, NJ 07901
(732) 426-3464
Ensure Insurance Agency
531 Morris Ave, Summit, NJ 07901
(908) 340-6119
ensuretitle.com
What Does a Landlord Insurance Agent in Summit Cost?
Typical costs for landlord insurance in New Jersey range from 800 to 3,000 dollars per year for a standard single-family rental property. Premiums depend on factors such as property value, location in Summit, coverage limits, and deductible amounts. Properties in flood-prone areas may require additional flood insurance. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Summit New Jersey?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New Jersey, policies may also include coverage for ordinance or law changes if your building needs upgrades after a claim.
Is landlord insurance required by law in New Jersey?
New Jersey does not have a state law requiring landlord insurance for all rentals. However, mortgage lenders often require it, and properties with three or more units must carry liability insurance under state law.
How much does landlord insurance cost in New Jersey?
Costs vary based on property location, size, and coverage limits. In New Jersey, annual premiums for a single-family rental often range from 800 to 2,500 dollars. Factors like flood risk in Summit can affect pricing.