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Find Landlord Insurance Agents Near You in Totowa, NJ

Looking for a landlord insurance agent in Totowa? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Totowa, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 landlord insurance agents in Totowa, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanson & Ryan
87 Lackawanna Ave, Totowa, NJ 07512
(973) 256-6000 hansonryan.com
Lealta Insurance Agency
87 Union Blvd, Totowa, NJ 07512
(862) 217-6414 lealtainsurance.com
Jim Bush - State Farm Insurance Agent
294 Union Blvd, Totowa, NJ 07512
(973) 942-2660 jimbushinc.com
The Secret insurance Agency LLC
409 Minnisink Rd #104, Totowa, NJ 07512
(973) 812-7327 thesecretinsuranceagency.com

A landlord insurance agent in Totowa, New Jersey helps property owners protect their rental investments. New Jersey law requires landlords to maintain certain liability coverages, and a local agent can tailor a policy to meet those requirements. Working with an agent familiar with Totowa and Passaic County ensures your policy addresses local risks and regulations.

What Does a Landlord Insurance Agent in Totowa Cost?

Typical landlord insurance costs in New Jersey range from 800 to 2,500 dollars annually for a single-family rental property. Factors such as property location in Totowa, building age, and coverage limits influence the final price. Multi-unit properties or those with higher liability risks may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a landlord insurance agent in Totowa do?
A landlord insurance agent in Totowa helps you find a policy that covers property damage, liability, and lost rental income. They review your specific rental property and recommend coverage limits that meet New Jersey legal standards. They also assist with claims and policy adjustments as your property needs change.
Is landlord insurance required by law in New Jersey?
New Jersey does not require landlord insurance by statute, but most mortgage lenders do require it. Additionally, New Jersey law holds landlords responsible for certain injuries on their property, making liability coverage a practical necessity. An agent can explain the minimum coverage needed to protect your assets.
How much does landlord insurance cost in Totowa New Jersey?
Costs for landlord insurance in Totowa typically range from 800 to 2,500 dollars per year, depending on property value, location, and coverage limits. Factors like the age of the property and number of units also affect the premium. An agent can provide a personalized quote based on your specific rental situation.