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Find Landlord Insurance Agents Near You in Elmsford, NY

Compare landlord insurance agents in Elmsford. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Elmsford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 landlord insurance agents in Elmsford, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
TR Insurance Agency, Inc
77 E Main St, Elmsford, NY 10523
(914) 432-3087 trinsuranceagency.com
Donnelly Insurance Center Agency Inc.
6 N Lawn Ave, Elmsford, NY 10523
(914) 347-6500 donnellyagency.com

Landlord insurance agents in Elmsford help property owners secure coverage that protects against property damage and liability claims. New York state law does not require landlord insurance by statute, but mortgage lenders often mandate it. Local agents can explain how Elmsfords proximity to the Hudson River may affect flood insurance needs.

What Does a Landlord Insurance Agent in Elmsford Cost?

Landlord insurance agent costs in New York are usually paid through commissions included in the policy premium, not as a separate fee. Typical annual premiums for a rental property in Westchester County range from 1,200 to 3,000 dollars depending on coverage levels and property age. Factors like the number of units and claims history also affect price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in New York?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. It does not cover tenant personal property or intentional damage. New York law requires landlords to maintain a safe premises, and liability coverage helps meet that duty.
Is landlord insurance required by law in Elmsford New York?
New York state law does not require landlord insurance. However, most mortgage lenders require it as a condition of the loan. Some local housing codes may also require proof of insurance for rental properties.
How much does landlord insurance cost in New York?
Costs vary by property value, location, and coverage limits. In New York, a typical landlord policy costs between 15 and 30 percent more than a standard homeowners policy. For a single-family rental in Elmsford, expect annual premiums from 800 to 2,500 dollars.