Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 landlord insurance agents in Garden City, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Liam Masterson - State Farm Insurance Agent
725 Franklin Ave, Garden City, NY 11530
(516) 222-0777
myagentliam.net
Patriot Growth Insurance Services
377 Oak St #404, Garden City, NY 11530
(516) 419-5050
jpins.com
The Town Agency, Inc.
1205 Franklin Ave #102, Garden City, NY 11530
(516) 294-1000
thetownagency.com
Zap My Insurance
1205 Franklin Ave, Garden City, NY 11530
(516) 294-4444
zapmyinsuranceservices.com
What Does a Landlord Insurance Agent in Garden City Cost?
Typical landlord insurance costs in New York range from 800 to 2,500 dollars per year for a single-family rental, depending on property value and coverage limits. In Garden City, higher property values may push premiums toward the upper end. Multi-unit buildings or properties with high liability risks can cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in Garden City do?
A landlord insurance agent helps you find a policy that covers property damage, liability, and loss of rental income. They understand New York specific requirements such as lead paint disclosure laws. They also advise on coverage limits based on your property type and location.
Is landlord insurance required by law in New York?
New York does not require landlord insurance by state law, but mortgage lenders typically require it. Additionally, New York City and some local ordinances may mandate liability coverage for certain rental properties. An agent can explain what your specific situation needs.
How do New York laws affect landlord insurance costs in Garden City?
New York has strict tenant protection laws, including rent stabilization in some areas, which can increase liability risks. Garden City is in Nassau County, where property values are high, leading to higher replacement costs. An agent can help you balance coverage with premium costs.