Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 landlord insurance agents in Henrietta, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Sanz - State Farm Insurance Agent
2900 E Henrietta Rd, Henrietta, NY 14467
(585) 427-7920
ryansanz.com
Rouleau Insurance Agency
2964 E Henrietta Rd, Henrietta, NY 14467
(585) 486-4317
rouleauinsurance.com
TrustCore Insurance, New York
4843 W Henrietta Rd, Henrietta, NY 14467
(585) 902-9816
What Does a Landlord Insurance Agent in Henrietta Cost?
Typical landlord insurance in New York costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Henrietta, annual premiums often range from 800 to 1,500 dollars. Costs depend on property age, location, coverage limits, and deductible amounts. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Henrietta New York?
Landlord insurance typically covers property damage, liability claims, and loss of rental income. In New York, policies often include ordinance or law coverage for older buildings. It does not cover tenant personal belongings.
Is landlord insurance required by New York law?
New York does not legally require landlord insurance, but most mortgage lenders do require it. Without coverage, you could face personal liability for injuries or property damage. Many Henrietta landlords also carry umbrella policies for extra protection.
How do I choose a landlord insurance agent in Henrietta?
Look for an agent who specializes in rental properties and understands New York insurance regulations. Ask about coverage for vacant units and flood risks common in Monroe County. Compare quotes from multiple agents to find suitable terms.