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Find Landlord Insurance Agents Near You in Islip, NY

Browse landlord insurance agents serving Islip, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 landlord insurance agents in Islip, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Colarusso - State Farm Insurance Agent
3 Pardee Ave, Islip, NY 11751
(516) 342-3457 eastmeadowinsurance.com
Lighthouse Insurance - Islip
241 Islip Ave, Islip, NY 11751
(631) 581-0100 lighthouseinsurance.com
Rich File - State Farm Insurance Agent
660 Montauk Hwy Ste 1, Islip, NY 11751
(631) 581-7613 richfile.net
Ocia Insurance Agency
417 E Main St Suite D, Islip, NY 11751
(516) 559-6242 ociainsurance.com

Landlord insurance agents in Islip, New York help property owners secure coverage for rental homes and multi-unit buildings. New York law does not require landlord insurance, but mortgage lenders often mandate a policy that includes dwelling protection and liability coverage. Agents in Islip can guide you through options that comply with local building codes and tenant regulations.

What Does a Landlord Insurance Agent in Islip Cost?

The cost of landlord insurance in New York typically ranges from 15 to 30 percent more than standard homeowners insurance. For a rental property in Islip, annual premiums often fall between 800 and 2,500 dollars depending on the property value, location, and coverage limits. Factors like the age of the building, number of units, and claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Islip New York?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In New York, policies may also include coverage for fire, theft, and weather damage specific to the region.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance, but most mortgage lenders require it as a condition of the loan. Additionally, having liability coverage is strongly recommended to protect against lawsuits from tenants or visitors.
How do I choose a landlord insurance agent in Islip?
Look for an agent licensed in New York who has experience with rental properties in Suffolk County. Ask about policy options for single-family homes, duplexes, and multi-unit buildings, and confirm they offer coverage for your specific property type.