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Find Landlord Insurance Agents Near You in Malta, NY

Compare landlord insurance agents in Malta. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Malta, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 landlord insurance agents in Malta, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mackenzie Frederick - State Farm Insurance Agent
1 Hemphill Pl Ste 105, Malta, NY 12020
(518) 899-4734 mfrederickinsurance.com
EverGro Insurance Agency
100 Saratoga Village Blvd #36-O, Malta, NY 12020
(518) 400-1088 evergroinsurance.com

Landlord insurance agents in Malta, New York help property owners protect their rental investments with tailored policies. New York state law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. Agents can guide you on liability coverage, property damage, and loss of rental income specific to the local market.

What Does a Landlord Insurance Agent in Malta Cost?

Landlord insurance premiums in New York generally range from 800 to 2,500 dollars annually for a standard single-family rental. Costs increase for multi-unit properties or if you add endorsements like flood or earthquake coverage. In Malta, local factors such as proximity to the Hudson River and property age influence pricing. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in New York?
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. It does not cover tenant personal belongings or intentional damage. New York law does not set specific coverage minimums, but agents can recommend limits based on your property value.
Is landlord insurance required by law in New York?
No, New York state law does not require landlord insurance. However, most mortgage lenders require it as a condition of the loan. Additionally, some local housing codes in Malta may require liability coverage for rental properties.