ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Landlord Insurance Agents in Middle Island, NY
Directory of landlord insurance agents in Middle Island, New York. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Middle Island, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 landlord insurance agents in Middle Island, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Zaglin - State Farm Insurance Agent
136 Middle Country Rd, Middle Island, NY 11953
(631) 928-2647
insuremiddleisland.com
Andrea Sheren: Allstate Insurance
171 Middle Country Rd, Middle Island, NY 11953
(631) 736-3100
agents.allstate.com
A landlord insurance agent in Middle Island, New York helps property owners protect their rental investments. New York law requires landlords to maintain certain liability coverages, and a local agent can explain how these rules apply to your property. Working with an agent familiar with Suffolk County can also help you address regional risks like coastal weather or seasonal rentals.
What Does a Landlord Insurance Agent in Middle Island Cost?
Typical landlord insurance costs in Middle Island range from 15 to 30 percent more than standard homeowners insurance, with annual premiums often between 800 and 2,500 dollars. Factors include property size, location, coverage limits, and deductible amounts. New York properties near the coast may have higher rates due to flood or wind exposure. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Middle Island New York?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In New York, policies may also include coverage for fire, theft, and water damage from burst pipes. An agent can help you add endorsements for flood or earthquake risks common to Long Island.
Is landlord insurance required by law in New York?
New York does not legally require landlord insurance, but most mortgage lenders and property management companies do require it. Additionally, New York General Obligations Law Section 5-321 limits a landlords ability to waive liability, making insurance a practical necessity. An agent can explain how to meet these requirements.
How do I choose a landlord insurance agent in Middle Island?
Look for an agent who is licensed in New York and has experience with rental properties in Suffolk County. Ask about their knowledge of local building codes and common claims in the area. You can verify an agents license through the New York State Department of Financial Services website.
Free • No Obligation
Compare Landlord Insurance Agents
Get matched with agents in Middle Island who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.