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Browse landlord insurance agents serving New Hartford, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
New Hartford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 landlord insurance agents in New Hartford, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Frigault Agency, Inc.
136 Clinton Rd Rt. 12B, New Hartford, NY 13413
(315) 797-8080
uticaromeinsurance.com
Turnbull Insurance Service
600 French Rd, New Hartford, NY 13413
(315) 735-9201
turnbull-insurance.com
McRorie-Peo Agency
48 Genesee St Floor 2, New Hartford, NY 13413
(315) 316-0084
mcroriepeo.agency
Bonomo Insurance Agency Inc
4541 Middle Settlement Rd, New Hartford, NY 13413
(315) 736-1121
bonomoins.com
Landlord insurance agents in New Hartford, New York help property owners protect their rental investments. They can advise on policies that meet New York state requirements, such as liability coverage for tenant injuries or property damage. Working with a local agent ensures familiarity with Oneida County regulations and the specific risks of upstate New York properties.
What Does a Landlord Insurance Agent in New Hartford Cost?
Typical landlord insurance in New York costs between 15 and 25 percent more than standard homeowners insurance, with annual premiums ranging from 800 to 2,500 dollars for a single-family rental. Factors like property age, location in New Hartford, and coverage limits affect the price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in New Hartford?
Landlord insurance typically covers property damage, liability for injuries on the rental property, and loss of rental income if the unit becomes uninhabitable. In New York, policies often include coverage for fire, theft, and water damage from burst pipes common in cold winters.
Is landlord insurance required by law in New York?
New York state does not legally require landlord insurance, but most mortgage lenders and property management companies mandate it. Without it, you could face significant out-of-pocket costs for lawsuits or repairs, especially under New York's strict liability laws for property defects.
How do I choose a landlord insurance agent in New Hartford?
Look for an agent licensed in New York who specializes in rental properties. Ask about their experience with multi-unit buildings, short-term rentals, or older homes common in the area. Compare quotes from multiple agents to find coverage that fits your specific property and budget.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.