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Showing 2 landlord insurance agents in Penfield, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Yuliana Yurkevich: Allstate Insurance
1805 Penfield Rd, Penfield, NY 14526
(585) 426-0550
agents.allstate.com
MGM Associates of Rochester
1745 Penfield Rd, Penfield, NY 14526
(585) 381-7008
mgminsure.com
What Does a Landlord Insurance Agent in Penfield Cost?
Typical landlord insurance costs in New York range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Penfield, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Penfield New York?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In New York, policies may also cover fire damage from storms common in the region.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance. However, most mortgage lenders in Penfield require it as a condition of the loan. It is also strongly recommended to protect against liability claims.
How do I choose a landlord insurance agent in Penfield?
Look for an agent licensed in New York with experience covering rental properties in Monroe County. Ask about policy limits for liability and replacement cost coverage. Compare quotes from multiple agents to find suitable terms.