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Browse landlord insurance agents serving Scotia, New York. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Scotia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 landlord insurance agents in Scotia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Yetto - State Farm Insurance Agent
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
yettoinsurance.com
Rowledge & Falvo Insurance Agency
139 Mohawk Ave, Scotia, NY 12302
(518) 374-8453
rowledge.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
statefarm.com
Charlie Palmer - State Farm Insurance Agent
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539
charliepalmerinsurance.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477
depauloagency.com
State Farm
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539
Landlord insurance agents in Scotia, New York help property owners protect their rental investments. New York law does not require landlord insurance, but mortgage lenders often do. Local agents can explain how policies cover property damage, liability, and loss of rental income.
What Does a Landlord Insurance Agent in Scotia Cost?
Typical landlord insurance costs in New York range from 15 to 25 percent more than standard homeowners insurance. For a single family rental in Scotia, annual premiums often fall between 800 and 1,500 dollars. Costs depend on property age, location, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Scotia New York?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. In New York, policies may also cover legal costs from tenant disputes or evictions.
Is landlord insurance required by New York law?
New York state law does not mandate landlord insurance. However, most mortgage lenders require a landlord policy for rental properties. Some local ordinances in Scotia may have additional requirements.
How do I choose a landlord insurance agent in Scotia?
Look for an agent licensed in New York who has experience with rental properties. Ask about coverage for New York specific risks like snow damage or liability from older buildings. Compare quotes from multiple agents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.