The top-rated landlord insurance agent in Somers, New York is The K Merritt Agency, rated 4.8 stars across 268 reviews. Other highly rated options include City Building Owners Insurance, Girolamo Insurance, Health Plans NY Group Health Insurance Experts New York. This directory lists 10 landlord insurance agents serving Somers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The K Merritt Agency | 366 US-202 | (914) 276-3400 |
| 2 | City Building Owners Insurance | 293 NY-100 #109 | (877) 576-5200 |
| 3 | Girolamo Insurance | 253 US-202 | (914) 962-9777 |
| 4 | Health Plans NY Group Health Insurance Experts New York | 189 NY-100 | (914) 633-1717 |
| 5 | Richard Sweig Insurance | Max Broker Services LLC | 30 David Rd | (914) 248-6797 |
| 6 | State Farm Insurance | 1885 Commerce St | — |
| 7 | Growth Insurance New York | 100 W Hill Dr | (914) 477-3651 |
| 8 | William Raveis Real Estate - Somers | 339 US-202 | (914) 276-0900 |
| 9 | Stuart E Cohen Ltd | 293 NY-100 | (877) 576-5200 |
| 10 | Acrisure Somers, NY (Hudson Sound Brokerage Corporation) | 101 The Ln | (914) 669-6000 |
What Does a a Landlord Insurance Agent in Somers Cost?
Typical costs for landlord insurance in New York range from 25 to 50 percent more than standard homeowners insurance. For a single-family rental in Somers, annual premiums often fall between 1,200 and 2,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Somers
A landlord insurance agent in Somers, New York helps property owners protect their rental investments. New York law requires landlords to maintain certain liability coverage, and an agent can tailor a policy to meet state requirements. Local agents understand the specific risks for properties in Westchester County and the surrounding area.
Frequently Asked Questions
What does a landlord insurance agent in Somers do?
A landlord insurance agent helps you find a policy that covers property damage, liability, and loss of rental income. They explain New York-specific requirements, such as coverage for lead paint liability. The agent compares options from multiple insurers to find a suitable plan for your rental property.
Is landlord insurance required by law in New York?
New York does not legally require landlord insurance, but most mortgage lenders do require it. Without coverage, you risk financial loss from property damage or lawsuits. An agent can help you meet lender requirements and comply with local building codes in Somers.
How do I choose a landlord insurance agent in Somers New York?
Look for an agent licensed in New York with experience in rental property coverage. Ask about their knowledge of Westchester County regulations and flood zone risks. Compare quotes from at least three agents to find a policy that fits your budget and coverage needs.
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