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Find Landlord Insurance Agents Near You in Charlotte, NC

Browse landlord insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated landlord insurance agent in Charlotte, North Carolina is Curtis Helms Insurance, rated 4.9 stars across 1,603 reviews. Other highly rated options include Pegram Superior Mitchell Insurance Agency, Pegram Insurance, CAP Insurance Group. This directory lists 23 landlord insurance agents serving Charlotte.

Showing 23 landlord insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Curtis Helms Insurance6324 N Tryon St #101(704) 921-2118
2Pegram Superior Mitchell Insurance Agency106 W Arrowood Rd B(704) 527-8543
3Pegram Insurance6824 Albemarle Rd E(704) 536-1919
4CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
5Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
6Hutch Ham Agency, Inc.1230 W Morehead St #306(704) 525-6016
7Capstone Insurance Agency6132 Brookshire Blvd suite b(704) 391-8483
8O'Connor Insurance Associates, Inc.1973 J N Pease Pl #203(704) 510-8884
9The Jordan Insurance Agency3540 Toringdon Way Suite 200(704) 926-7565
10Superior Insurance Of Charlotte6914 Matthews-Mint Hill Rd #150(704) 545-7171
CH
6324 N Tryon St #101
Curtis Helms Insurance
Landlord Insurance Agent · Charlotte, NC

Curtis Helms Insurance serves landlords throughout Mecklenburg County in Charlotte, North Carolina, as a dedicated insurance agent for rental property owners. This agency focuses on delivering appropriate coverage to protect investments from common risks like property damage and liability claims. They assist local landlords with policies tailored to single-family rentals and multi-unit dwellings, ensuring each client finds suitable protection for their specific portfolio. The firm handles both dwelling fire insurance for residential income properties and liability coverage for rental houses in the Charlotte area.

PS
106 W Arrowood Rd B
Pegram Superior Mitchell Insurance Agency
Landlord Insurance Agent · Charlotte, NC

Pegram Superior Mitchell Insurance Agency provides comprehensive coverage options tailored for residential and commercial property owners, helping to protect against liability and property damage risks. The agency assists clients in structuring policies that address vacancy periods and loss of rental income, with ongoing support for policy adjustments as needs change. Its typical service includes reviewing coverage limits and deductibles to align with local Charlotte market conditions. The agency services single-family homes, apartments, retail spaces, and restaurants.

PI
6824 Albemarle Rd E
Pegram Insurance
Landlord Insurance Agent · Charlotte, NC

Pegram Insurance specializes in crafting landlord insurance policies and provides general agency services for property owners in Charlotte, North Carolina. It assists with coverage for rental homes and units, including protection against property damage and liability claims as required by local investments. The agency helps owner-clients understand policy limits and exclusions common in the area’s housing market. During hurricane season, it offers guidance on securing adequate wind and flood coverage to safeguard rental income.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Landlord Insurance Agent · Charlotte, NC

CAP Insurance Group serves the Charlotte, North Carolina area and its surrounding communities, handling landlord insurance needs for residential and commercial property owners. The company addresses typical risks such as property damage, liability coverage, and loss of rental income. To manage a typical job, it evaluates each client’s specific portfolio and recommends appropriate policy limits based on property type and local market conditions.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Landlord Insurance Agent · Charlotte, NC

Laurie Insurance Group in Charlotte, NC distinguishes between one-time landlord policies and ongoing coverage packages designed to protect rental property owners. Their landlord insurance typically covers structural damage, liability for tenant injuries, and potential loss of rental income from property repairs. They advise on risk factors common to local residential rentals, such as vacancy periods and weather-related claims. Service appointments for policy reviews are available on either a one-time consultation or as-needed basis throughout the year.

HH
1230 W Morehead St #306
Hutch Ham Agency, Inc.
Landlord Insurance Agent · Charlotte, NC

As seasonal storms roll through Charlotte, landlords face increased risks of property damage and liability claims. Hutch Ham Agency, Inc. provides landlord insurance agents who tailor coverage for rental properties in this region, addressing both sudden weather events and ongoing tenant-related issues. Their services help property owners protect their investments with appropriate policies that meet local regulatory standards. To ensure proper coverage matching each rental’s specific needs, a comprehensive property inspection is arranged before any policy is issued.

CI
6132 Brookshire Blvd suite b
Capstone Insurance Agency
Landlord Insurance Agent · Charlotte, NC

Capstone Insurance Agency in Charlotte, North Carolina, works with property owners to secure landlord insurance coverage that addresses liability and building protection. The agency also assists clients in including specialty add-ons such as loss of rental income protection and coverage for tenant-caused damage. Tailored policies can serve residential rental properties occupied by long-term tenants. For commercial sectors, the agency further provides options designed for office buildings, warehouses, and food service establishments.

OC
1973 J N Pease Pl #203
O'Connor Insurance Associates, Inc.
Landlord Insurance Agent · Charlotte, NC

O'Connor Insurance Associates, Inc. provides landlord insurance for residential properties in and around Charlotte, North Carolina, and also offers coverage for commercial rental units to serve a broader range of property owners. Their services help protect local landlords from property damage and liability claims. After each policy is issued, the agency follows up on renewals or provides adjusted quotes between regular visit cycles to maintain ongoing protection for clients.

JI
3540 Toringdon Way Suite 200
The Jordan Insurance Agency
Landlord Insurance Agent · Charlotte, NC

The Jordan Insurance Agency in Charlotte, North Carolina provides comprehensive insurance coverage for rental properties. Its specialty lies in designing policies that protect landlords from property damage and liability claims. The agency understands the unique risks associated with leasing residential and commercial real estate in the local market. Its tailored solutions can serve various commercial sectors, including office buildings, warehouses, and food service establishments.

SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Landlord Insurance Agent · Charlotte, NC

Superior Insurance Of Charlotte is known for helping property owners protect rental investments in Charlotte, North Carolina. As a landlord insurance agent, the company offers coverage policies tailored to single-family homes, duplexes, and small multi-unit rentals. Its services include protection against property damage, liability claims, and loss of rental income. Clients can also add on specialty coverage for equipment breakdown or vandalism claims commonly faced by local property managers and landlords.

PI
2701 Coltsgate Rd STE 101
Pegram Insurance
Landlord Insurance Agent · Charlotte, NC
(704) 494-9495
pegramonline.com
HB
1501 E 7th St
H B Cantrell & Co
Landlord Insurance Agent · Charlotte, NC
(704) 954-9000
erieinsurance.com/agencies/nc/charlotte/jj2003
MM
6101 Carnegie Blvd #415
Mark McDuffie Insurance Agency
Landlord Insurance Agent · Charlotte, NC
(704) 364-9227
mcduffieinsurance.com
AI
537 W Sugar Creek Rd Ste 104B
A1 Insurance Agency
Landlord Insurance Agent · Charlotte, NC
(704) 598-4442
a1insurancepros.com
SI
226 Baldwin Ave
Star Insurance Group
Landlord Insurance Agent · Charlotte, NC
(980) 737-7827
starinsgroup.com
PI
233 S Sharon Amity Rd #103
Piedmont Insurance Associates
Landlord Insurance Agent · Charlotte, NC
(866) 308-4704
piedmont-ins.com
TY
7725 Matthews-Mint Hill Rd
Todd Younker - State Farm Insurance Agent
Landlord Insurance Agent · Charlotte, NC
(704) 545-9111
toddyounker.biz
OH
2210 Crownpoint Executive Dr
O H Walker Insurance Agency
Landlord Insurance Agent · Charlotte, NC
(704) 814-4343
ohwalkerins.com
HG
5113 Piper Station Dr #207
Hilb Group
Landlord Insurance Agent · Charlotte, NC
(704) 552-5888
charlotteinsurance.com
GI
521 E Morehead St STE 200
Goosehead Insurance - Charlotte
Landlord Insurance Agent · Charlotte, NC
(800) 474-1377
goosehead.com
TI
6407 South Blvd L
Tillman Insurance Advisors
Landlord Insurance Agent · Charlotte, NC
(704) 558-7433
tillmaninsuranceadvisors.com
FI
4614 Wilgrove Mint Hill Rd
Fortitude Insurance Advisors
Landlord Insurance Agent · Charlotte, NC
(980) 825-9969
fortitudeins.com/contact/refer-us
NC
6401 Carmel Rd STE 208
North Carolina Business Insurance Agency
Landlord Insurance Agent · Charlotte, NC
(704) 541-8660
ncbusinessinsure.com

What Does a a Landlord Insurance Agent in Charlotte Cost?

The cost of landlord insurance in North Carolina typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Charlotte you might pay between 800 and 1500 dollars per year. Factors like property age location and coverage limits affect the final price. This is general information and not insurance advice.

About landlord insurance agents in Charlotte

Landlord insurance agents in Charlotte help property owners find coverage for rental homes and apartments. North Carolina law does not require landlord insurance but mortgage lenders often do. A local agent can explain how state liability laws affect your policy needs.

Frequently Asked Questions

What does landlord insurance cover in North Carolina?

Landlord insurance typically covers property damage liability and loss of rental income. In North Carolina it may also cover damage from storms and hurricanes which are common in the region.

Is landlord insurance required by law in North Carolina?

North Carolina does not require landlord insurance by state law. However most mortgage lenders will require it if you have a loan on the rental property. Some HOAs or condo associations may also require it.

How do I find a landlord insurance agent in Charlotte?

You can search online for independent insurance agents in Charlotte who specialize in rental properties. Ask about policies that cover North Carolina specific risks such as wind and hail damage.

Landlord Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.