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Find Landlord Insurance Agents Near You in Middletown, NY
Compare landlord insurance agents in Middletown. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Middletown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of NY before hiring.
Showing 2 landlord insurance agents in Middletown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Evergreen Insurance Agency -Peter Schmidt
690, 4 NY-211 E, Middletown, NY 10941
(845) 673-6127
evergreeninsurance.us
The Misner Insurance Agency, Inc.
610 Route 211 E, Ste 2, Middletown, NY 10941
(845) 434-7755
misneragency.com
Landlord insurance agents in Middletown, NY help property owners protect their rental investments with policies that cover property damage, liability, and loss of rental income. New York law requires landlords to maintain certain safety standards, and a local agent can explain how these requirements affect your coverage needs. Working with an agent familiar with Orange County regulations ensures your policy meets both state and local guidelines.
What Does a Landlord Insurance Agent in Middletown Cost?
The cost of landlord insurance in New York typically ranges from 15 to 30 percent more than standard homeowners insurance, with annual premiums for a single-family rental in Middletown averaging between 800 and 1,500 dollars. Factors such as property age, location, number of units, and coverage limits affect the price. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in New York?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income if the property becomes uninhabitable. In New York, policies may also include coverage for ordinance or law changes that require upgrades after a loss. An agent can help you customize a policy for your specific rental property in Middletown.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance, but most mortgage lenders and property management companies require it. Without coverage, you could be personally liable for injuries or property damage. An agent can explain the legal risks of operating without insurance in New York.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of NY.