The top-rated landlord insurance agent in Dayton, Ohio is Meridian Capstone Insurance, rated 5.0 stars across 1,793 reviews. Other highly rated options include Ingram Insurance Group, Sanderson Insurance Agency, Linda Nervis - State Farm Insurance Agent. This directory lists 24 landlord insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meridian Capstone Insurance | 7601 Paragon Rd Suite 303 | (800) 207-7079 |
| 2 | Ingram Insurance Group | 733 Salem Ave | (937) 741-5100 |
| 3 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 4 | Linda Nervis - State Farm Insurance Agent | 2422 E Dorothy Ln | (937) 293-9322 |
| 5 | Wagner Insurance Agency | 1050 S Main St | (937) 223-2232 |
| 6 | DANE HARDING INSURANCE | 1291 N Fairfield Rd | (937) 306-8120 |
| 7 | Buckner Insurance | 2217 Miamisburg Centerville Rd | (937) 434-6800 |
| 8 | CoverPoint Insurance Solutions | 3610 Pentagon Blvd Suite 110 | (937) 345-1001 |
| 9 | Comparion Insurance Agency | 31 S Main St | (937) 438-1966 |
| 10 | Brush Insurance | 7041 Corporate Way | (937) 435-0345 |
Meridian Capstone Insurance serves the Dayton, Ohio metro area and its surrounding counties, offering specialized landlord insurance coverage for rental property owners. The agency assists local investors in protecting residential and commercial rental assets from risks such as property damage and liability claims. Policies can be tailored to cover single-family homes, duplexes, or larger apartment buildings across the region. Among the specific services it handles in this area are loss of rental income protection and coverage for landlord-occupied dwelling structures.
Ingram Insurance Group in Dayton, OH offers a range of landlord insurance policies designed to protect rental property investments. It provides coverage options including property damage, liability protection, and loss of rental income. The company assists landlords in tailoring plans that address the specific risks of managing rental units. Its policies cover a variety of property types such as single-family homes, apartments, retail spaces, and restaurants.
Sanderson Insurance Agency serves Dayton, Ohio, and the surrounding communities throughout Montgomery County. The agency handles specialized coverage for owners of residential rental properties, including single-family homes and small multi-unit buildings. It focuses on protecting landlords from property damage, liability claims, and loss of rental income. For a typical job, the firm conducts a personalized consultation to assess the client’s specific property portfolio and risk exposure before tailoring a policy to match those needs.
Linda Nervis - State Farm Insurance Agent in Dayton offers landlord coverage that can be arranged as either a one-time policy for a single property or as an ongoing, scheduled plan that automatically renews for multiple units. Both options provide key protections against property damage, liability claims, and lost rental income. Policies are built around each landlord’s specific portfolio needs. Service for new quotes and policy adjustments typically runs on a scheduled, ongoing basis, though one-time consultations are also available for short-term rentals.
Wagner Insurance Agency offers specialized landlord insurance policies for property owners in the Dayton, Ohio, area. Its services include coverage for rental properties and guidance on liability protection for investment homes. The agency works with local independent landlords to match policies with specific real estate holdings and cash-flow needs. Many Dayton landlords rely on such coverage during Ohio’s harsh winter months, when frozen pipes and ice dam damage can threaten rental income and require immediate property repairs.
Dane Harding Insurance provides landlord insurance services in the Dayton, Ohio area, helping property owners secure the specific coverages required for rental real estate. Its work extends to specialty add-ons such as liability protection for common areas and coverage for loss of rental income due to property damage. Supporting both small and large portfolios, the agency regularly assists clients with policies tailored for commercial sectors including local offices, industrial warehouses, and food service operations.
As Dayton landlords prepare for the often-unpredictable Ohio seasons, securing robust insurance coverage becomes essential for protecting rental property investments. Buckner Insurance serves as a landlord insurance agent in the Dayton area, focusing on policies tailored to mitigate risks like weather damage and tenant-related liability. They help property owners understand how to appropriately cover their structures and lost rental income. For those seeking to review their current coverage or acquire a new policy, the company typically begins the process by arranging a detailed property inspection or initial risk-assessment consultation.
CoverPoint Insurance Solutions in Dayton, OH provides residential landlord insurance for property owners renting single-family homes or duplexes. Commercial coverage is also available for small multi-unit buildings and similar rental properties throughout the Dayton area. Their service helps landlords protect their investments against common risks like property damage and liability. After an initial policy is written, clients can rely on them for routine follow-up or repeat service between regular visits to adjust coverage as needs change.
Comparion Insurance Agency serves homeowners, businesses, and property managers in Dayton, Ohio, who need landlord insurance for rental properties. The agency provides coverage options for single-family rentals, multi-unit dwellings, and commercial buildings, helping clients protect their investments against liability and property damage. Property owners in the Dayton area can find policies suited to their specific rental portfolios through this local agent. The agency also serves clients throughout Montgomery County, including the neighboring community of Kettering.
What Does a a Landlord Insurance Agent in Dayton Cost?
Landlord insurance in Ohio typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Dayton annual premiums often range from 800 to 1500 dollars depending on property value location and coverage limits. Older homes or properties with higher liability risks may cost more. This is general information not insurance advice.
About landlord insurance agents in Dayton
A landlord insurance agent in Dayton Ohio helps property owners secure coverage for rental homes and apartments. Ohio law does not require landlord insurance but mortgage lenders often do. An agent can explain policy options that protect against property damage and liability claims common in the Dayton area.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property. Ohio landlords should ask about coverage for older homes common in Dayton neighborhoods.
Is landlord insurance required by Ohio law?
Ohio does not require landlord insurance by state law. However your mortgage lender may require it. Many Dayton landlords also carry liability coverage to protect against lawsuits from tenant injuries on the property.
How do I choose a landlord insurance agent in Dayton?
Look for an agent who specializes in rental property insurance and knows local risks like Ohio weather. Ask about policy limits deductibles and exclusions. Compare quotes from multiple agents to find suitable coverage for your Dayton rental property.
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