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Find Landlord Insurance Agents Near You in Niles, OH

Directory of landlord insurance agents in Niles, Ohio. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Niles, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 landlord insurance agents in Niles, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
CL Agency Insurance Est 1968
736 Youngstown Warren Rd, Niles, OH 44446
(330) 652-9191 clagency.net
Merlo Insurance
815 Youngstown Warren Rd # 11, Niles, OH 44446
(330) 544-8000 merloinsurance.com

Landlord insurance agents in Niles Ohio help rental property owners protect their investments. Ohio law does not require landlord insurance but mortgage lenders often do. Local agents can explain coverage options for properties in Trumbull County and the surrounding area.

What Does a Landlord Insurance Agent in Niles Cost?

Landlord insurance in Ohio typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Niles, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Ohio?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Ohio, standard policies exclude flood and earthquake damage which require separate coverage.
Is landlord insurance required by Ohio law?
Ohio does not legally require landlord insurance. However, most mortgage lenders in Ohio require it as a condition of the loan. It is also strongly recommended to protect against tenant claims and property damage.