The top-rated landlord insurance agent in Medford, Oregon is Brad Linnell - State Farm Insurance Agent, rated 4.9 stars across 708 reviews. Other highly rated options include Insurance Lounge, Siskiyou Insurance of Medford, McPherson Insurance Agency LLC. This directory lists 20 landlord insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brad Linnell - State Farm Insurance Agent | 1325 Center Dr #102 | (541) 535-5505 |
| 2 | Insurance Lounge | 151 Rossanley Dr #105 | (541) 200-2222 |
| 3 | Siskiyou Insurance of Medford | 1560 Biddle Rd Suite D | (541) 646-9200 |
| 4 | McPherson Insurance Agency LLC | 10 S Bartlett St # 202 | (541) 787-4177 |
| 5 | Rory Wold - State Farm Insurance Agent | 2019 Aero Way #101 | (541) 773-1404 |
| 6 | Focus1 Insurance Group | 720 E Jackson St | (541) 772-3120 |
| 7 | Daryn Farmer - State Farm Insurance Agent | 1380 Biddle Rd | (541) 772-3233 |
| 8 | James Nolan: Allstate Insurance | 1046 Court St | (541) 773-4530 |
| 9 | Protectors Insurance LLC | 1555 E McAndrews Rd #301 | (541) 773-5358 |
| 10 | Marsh McLennan Agency | 38 N Central Ave | (541) 779-1321 |
Brad Linnell - State Farm Insurance Agent serves Medford, Oregon, providing landlord insurance services for residential and small commercial rental properties. The company offers policies that protect against property damage, liability claims, and lost rental income. Common coverage options include dwelling protection, personal liability coverage, and loss of rent reimbursement. This agency helps property owners safeguard their investments by offering policies that address unique rental risks such as tenant property damage. It handles commercial multi-unit dwelling and single-family rental property insurance.
Serving Medford, Oregon, and its surrounding communities, Insurance Lounge handles landlord insurance policies for rental property owners. It addresses common needs such as liability coverage for tenant injuries and protection against property damage from fire or storms. The company also assists with policies covering loss of rental income during repairs. For a typical job, it follows a straightforward approach by first assessing the landlord's specific property risks and local vacancy concerns before recommending appropriate coverage limits.
Siskiyou Insurance of Medford serves Medford, Oregon, and the surrounding Rogue Valley communities. It handles the specialized needs of landlords who require property coverage for rental dwellings, including single-family homes and multi-unit buildings. The company addresses typical exposures like property damage, liability claims, and loss of rental income. For a standard job, it evaluates the specific nature of each rental property and then recommends appropriate coverage limits tailored to the landlord’s individual risk profile.
McPherson Insurance Agency LLC serves homeowners, property managers, and small businesses in Medford, Oregon, who need landlord insurance coverage. Its services help property owners protect rental dwellings, manage liability risks, and secure policies for residential or commercial tenant properties. The agency works to explain coverage options and policy limits clearly to clients. It also provides landlord insurance support for property owners in nearby Central Point, offering the same detailed guidance to landlords throughout the Rogue Valley area.
Rory Wold - State Farm Insurance Agent in Medford, OR distinguishes between one-time policy setups for single rental properties and recurring service options for landlords managing multiple units. Coverage typically protects against property damage, liability claims, and lost rental income. Service runs on a scheduled basis with the option for as-needed adjustments after any policy change or claim situation arises.
Focus1 Insurance Group in Medford, Oregon provides a range of landlord insurance services designed to protect rental property owners from common risks. Their service options help property owners manage liability coverage and property damage protection for residential and commercial buildings. Maintenance plan discussions focus on regular property upkeep to reduce potential claims. The company carefully structures policies to cover fire, weather, and tenant-related incidents. It services single-family homes, apartments, retail spaces, and restaurants.
Daryn Farmer - State Farm Insurance Agent in Medford, OR, specializes in landlord insurance policies designed to protect rental property investments. It generally provides standard property coverage, liability protection, and loss-of-rental-income endorsements for residential landlords across the region. The agency works with owners of single-family homes, duplexes, and multi-unit dwellings to tailor policies that address local weather risks. Whether preparing for wildfire season in southern Oregon or unexpected tenant turnover, the agent helps landlords secure coverage for these common situational concerns.
Seasonal storms and sudden tenant vacancies can catch Medford property owners off guard, making dedicated landlord coverage a critical need for protecting rental income and liability exposure. James Nolan: Allstate Insurance addresses those concerns by offering specialized policies tailored for residential and commercial landlords in the region. Their services cover property damage, loss of rent, and legal protection for tenant disputes. To confirm that coverage matches the specific risks of each rental, representatives start every new account with a thorough walk-through of the property followed by a comprehensive risk assessment.
Protectors Insurance LLC serves the Medford, Oregon area by helping property owners secure appropriate coverage for their residential rental homes. The agency also handles policies for commercial landlord properties in the region, assisting clients who manage apartment complexes or retail spaces. Policies are crafted to address common concerns like tenant damage and liability exposures common to area landlords. The company ensures each property is re-evaluated when a lease ends, helping clients adjust their coverage between regular tenant inspections.
Marsh McLennan Agency provides property and casualty coverage for landlords in Medford, Oregon. It specializes in adding coverage for liability protection and loss of rental income. The firm helps property owners manage common risks from tenant damage and natural hazards in the region. Its commercial services extend to protecting offices, warehouses, and food service operations in the local area.
What Does a a Landlord Insurance Agent in Medford Cost?
In Oregon landlord insurance typically costs between 15 and 30 percent more than a standard homeowners policy. For a single family rental in Medford expect annual premiums from 800 to 1500 dollars. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Medford
Medford Oregon landlords need insurance that covers property damage liability and loss of rental income. Oregon law does not require landlord insurance but most mortgage lenders do. A local agent can help you find a policy that fits your Jackson County rental property.
Frequently Asked Questions
What does landlord insurance cover in Oregon?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property. Oregon law requires landlords to provide a written rental agreement and maintain habitable premises but insurance is not mandated by the state.
How is landlord insurance different from homeowners insurance in Medford?
Homeowners insurance covers owner occupied homes while landlord insurance covers rental properties. Landlord policies include loss of rent coverage and higher liability limits. Using homeowners insurance for a rental property can lead to claim denial in Oregon.
Can I deduct landlord insurance premiums on my Oregon taxes?
Yes landlord insurance premiums are a deductible business expense on your federal and Oregon state tax returns. You can deduct the full premium cost as an operating expense for your rental property. Consult a tax professional for your specific situation.
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