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Find Landlord Insurance Agents in North Kingstown, RI
Directory of landlord insurance agents in North Kingstown, Rhode Island. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
North Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 landlord insurance agents in North Kingstown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mary Lippe: Allstate Insurance
6828 Post Rd, North Kingstown, RI 02852
(401) 885-6110
agents.allstate.com
North Kingstown Insurance
6480 Post Rd #2, North Kingstown, RI 02852
(401) 337-7023
LENNON INSURANCE AGENCY LLC
7444 Post Rd, North Kingstown, RI 02852
(401) 783-1816
lennoninsuranceservices.com
Cathleen Harrison: Allstate Insurance
685 Boston Neck Rd, North Kingstown, RI 02852
(401) 725-8150
agents.allstate.com
Amwins Group Benefits. LLC.
50 Whitecap Dr, North Kingstown, RI 02852
(800) 242-1991
amwins.com
Axia Insurance Services
420 Scrabbletown Rd Suite C, North Kingstown, RI 02852
(401) 268-3060
axiagroup.net
Sangster Insurance
70 Romano Vineyard Way, North Kingstown, RI 02852
(401) 295-2200
sangsterinsurance.com
What Does a Landlord Insurance Agent in North Kingstown Cost?
Typical landlord insurance in Rhode Island costs between $800 and $2,500 per year for a single-family rental property, depending on location, property value, and coverage limits. For a multi-unit property in North Kingstown, premiums may range from $1,200 to $4,000 annually. Flood insurance, often required for coastal areas, adds $500 to $2,000 per year. These are general estimates; actual costs vary by property condition, claims history, and deductible choices. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in North Kingstown do?
A landlord insurance agent helps you find a policy that covers your rental property, including dwelling coverage, liability protection, and loss of rental income. They can also advise on additional coverages like flood insurance, which is important for properties near Narragansett Bay. Agents in Rhode Island are licensed by the state Department of Business Regulation.
Do I need landlord insurance if I have a homeowners policy in Rhode Island?
Yes, a standard homeowners policy does not cover rental properties. Rhode Island law does not require landlord insurance, but most mortgage lenders do require it for income properties. Without it, you could be personally liable for tenant injuries or property damage.
How do Rhode Island laws affect my landlord insurance needs?
Rhode Island General Law 34-18-22 requires landlords to maintain fit and habitable premises. If a tenant sues for code violations, your liability coverage can help pay legal costs. Also, Rhode Island has a strict 30-day notice requirement for rent increases, which does not directly affect insurance but is part of managing risk.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.