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Find Landlord Insurance Agents Near You in North Smithfield, RI

Compare landlord insurance agents in North Smithfield. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 landlord insurance agents in North Smithfield, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000 agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400 kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500 clkirby.com
Hamel & Newton Adjusters LLC
250 Eddie Dowling Hwy Unit 2, North Smithfield, RI 02896
(401) 597-5830

Landlord insurance agents in North Smithfield Rhode Island help property owners protect their rental investments. Rhode Island law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Local agents understand the specific risks for properties in Providence County and can tailor coverage to your needs.

What Does a Landlord Insurance Agent in North Smithfield Cost?

The cost of landlord insurance in Rhode Island typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in North Smithfield, you might pay between 800 and 1,500 dollars per year. Factors like property age, location, and coverage limits affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in North Smithfield Rhode Island?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Rhode Island, policies often include coverage for fire, wind, and water damage. You can also add endorsements for flood or earthquake risks.
Is landlord insurance required by law in Rhode Island?
Rhode Island does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Without coverage, you could be personally liable for injuries or property damage. It is strongly recommended for all rental property owners.