Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 10 landlord insurance agents in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525
lathropinsurance.com
Meredith Goncalves | Rhode Island Realtor
26 Quannacut Rd, Westerly, RI 02891
(845) 656-4541
merediththerealtor.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265
fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096
mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977
louispancierainc.com
Neri Agency, Inc.: Allstate Insurance
105 Franklin St Unit 29, Westerly, RI 02891
(401) 596-7770
agents.allstate.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146
thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000
schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000
binsurance.com
Philip Overton - Prudential Financial
53 High St Suite 31, Westerly, RI 02891
(401) 596-8297
prudential.com
What Does a Landlord Insurance Agent in Westerly Cost?
Typical landlord insurance costs in Rhode Island range from 800 to 2,500 dollars per year for a single-family rental property. Premiums are higher in coastal areas like Westerly due to flood and wind exposure. Factors like property age, rental amount, and coverage limits also affect price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Rhode Island
Landlord insurance typically covers property damage, loss of rental income, and liability protection. In Rhode Island, policies often include coverage for natural disasters like hurricanes and nor'easters that are common in coastal areas like Westerly.
Is landlord insurance required by law in Rhode Island
Rhode Island does not legally require landlord insurance, but most mortgage lenders mandate it. Without coverage, you could face significant financial loss from property damage or liability claims from tenants.
How does Rhode Island law affect landlord insurance costs
Rhode Island has specific tenant rights laws that can increase liability risks, such as the requirement to maintain habitable premises. This can raise premiums compared to other states. Agents in Westerly factor in local flood zones and winter storm risks when pricing policies.