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Showing 2 landlord insurance agents in Chesterfield, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kilgo Insurance LLC
713 N Courthouse Rd Suite 201, Chesterfield, VA 23236
(804) 403-7400
kilgoinsurance.com
Boisseau Insurance Services
10303 Memory Ln Ste 102, Chesterfield, VA 23832
(804) 796-2945
boisseauinsuranceservices.com
What Does a Landlord Insurance Agent in Chesterfield Cost?
Landlord insurance in Virginia typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Chesterfield annual premiums often range from 800 to 1500 dollars depending on property value location and coverage limits. Higher liability limits and additional endorsements like vandalism or ordinance coverage increase the cost. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Chesterfield Virginia?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Virginia policies often exclude flood and earthquake damage so separate coverage may be needed.
Is landlord insurance required by Virginia law?
Virginia state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. Some tenant leases also require the landlord to carry a minimum level of coverage.