Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 2 landlord insurance agents in Des Moines, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Betsy Chavez - State Farm Insurance Agent
22760 Marine View Dr S Ste 102, Des Moines, WA 98198
(206) 878-4050
insurewithbetsy.com
Lee Thornton - State Farm Insurance Agent
22235 7th Ave S A, Des Moines, WA 98198
(206) 878-2520
agentlee.net
What Does a Landlord Insurance Agent in Des Moines Cost?
The cost of landlord insurance in Washington varies based on property value, location, and coverage limits. Typical annual premiums range from 800 to 2,500 dollars for a single-family rental in Des Moines. Factors like proximity to Puget Sound and crime rates in the area can affect the price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Des Moines Washington?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings. Washington law allows landlords to require tenants to carry renters insurance.
Is landlord insurance required by law in Washington?
No, Washington state law does not require landlords to carry insurance. However, most mortgage lenders and property management companies require it. A local agent can help you meet these requirements while also protecting against common risks like water damage or fire.
How do I choose a landlord insurance agent in Des Moines?
Look for an agent with experience in rental property coverage and knowledge of Washington insurance regulations. Ask about policy exclusions for flood or earthquake, which are not standard. Compare quotes from multiple agents to find coverage that fits your property type and budget.