ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare landlord insurance agents in Cross Lanes. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Cross Lanes, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 2 landlord insurance agents in Cross Lanes, WV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Associates
5160 Washington St W, Cross Lanes, WV 25313
(304) 769-0500
myinsuranceassociates.com
Nationwide Insurance: Richard A Parr
5422 Big Tyler Rd, Cross Lanes, WV 25313
(304) 776-5809
Landlord insurance agents in Cross Lanes, West Virginia help property owners protect their rental investments. West Virginia law does not require landlords to carry insurance, but mortgage lenders often mandate it. Local agents can tailor policies to cover risks common in the Kanawha Valley area, such as flood damage from nearby rivers.
What Does a Landlord Insurance Agent in Cross Lanes Cost?
Typical landlord insurance in West Virginia costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Cross Lanes, annual premiums often range from 800 to 1,500 dollars depending on property value and coverage limits. Factors like property age, location near flood zones, and liability limits affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Cross Lanes?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In West Virginia, policies may also include coverage for vandalism or weather events like hailstorms. It does not cover tenant personal belongings.
Is landlord insurance required by law in West Virginia?
West Virginia state law does not require landlords to have insurance. However, most mortgage lenders and property management companies will require it. Without coverage, you are personally responsible for repair costs and liability claims.
How do I choose a landlord insurance agent in Cross Lanes?
Look for an agent who specializes in rental property coverage and understands West Virginia insurance regulations. Ask about policy exclusions for floods or earthquakes, which are common in the region. Compare quotes from multiple agents to find suitable terms.
Free • No Obligation
Compare Landlord Insurance Agents
Get matched with agents in Cross Lanes who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of West Virginia.