The top-rated life insurance agent in Madison, Alabama is River Tree Insurance, rated 5.0 stars across 789 reviews. Other highly rated options include Diana Lockmiller - State Farm Insurance Agent, David Perkins - State Farm Insurance Agent, River Valley Insurance Group. This directory lists 18 life insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | River Tree Insurance | 9668 Madison Blvd #202 | (256) 824-0117 |
| 2 | Diana Lockmiller - State Farm Insurance Agent | 1662 Slaughter Rd | (256) 325-7283 |
| 3 | David Perkins - State Farm Insurance Agent | 12906 Oliver Ln | (256) 325-3080 |
| 4 | River Valley Insurance Group | 9290 Madison Blvd Suite B | (256) 870-7844 |
| 5 | Alfa Insurance - The Tanielu Agency | 203 Mission St Ste A | (256) 289-7098 |
| 6 | Becky L. Gordon: Allstate Insurance | 7771 Hwy 72 W Ste A | (256) 430-0477 |
| 7 | UR Choice Insurance | 401 Carter Dr | (256) 692-5562 |
| 8 | Legacy Insurance | 814A Palmer Rd | (256) 325-3730 |
| 9 | River Tree Insurance Services Inc | 9668 Madison Blvd #202 | (256) 715-0477 |
| 10 | Grier Insurance | 9668 Madison Blvd Suite 229 | (256) 766-2222 |
River Tree Insurance serves the Madison County area of Madison, Alabama, as a life insurance agent providing coverage solutions for local residents. The company helps individuals and families assess their financial protection needs and select appropriate policies. It offers guidance on policy types that provide financial security for beneficiaries. River Tree Insurance handles term life insurance policies and whole life insurance plans for area clients.
Diana Lockmiller - State Farm Insurance Agent in Madison, AL offers a range of life insurance options to help individuals and families plan for financial security. Policyholders can select from various term or whole life policies tailored to different stages of life. Reviews can be scheduled annually or upon a major life event to ensure coverage aligns with current needs. The agency provides guidance on policy updates and beneficiary changes as part of its service. It serves single-family homes and does not extend to apartments, retail, or restaurants.
David Perkins - State Farm Insurance Agent in Madison, AL serves homeowners, renters, and small business owners seeking personal insurance coverage and protection for their assets. Its life insurance agent services help clients plan for financial security, including term and whole life policies to cover individuals and their families. The agency also assists property managers in securing appropriate liability protection for their residential and commercial holdings. Beyond the Madison area, it additionally provides services to clients in nearby Huntsville across Limestone and Madison counties.
River Valley Insurance Group serves clients in Madison, Alabama, and its surrounding communities. The agency handles life insurance policies designed to provide financial protection for families and individuals in the area. Each recommendation is based on a careful review of a client’s personal situation, future goals, and current coverage needs. The typical job begins with a consultation to gather relevant information, followed by an analysis to match policy options with the specific circumstances of the client.
Alfa Insurance - The Tanielu Agency in Madison, AL specializes in helping families secure financial protection through life insurance policies. It also provides general insurance services to local residents, assisting clients in evaluating coverage needs for long-term stability. A common situation the agency addresses is helping new homeowners or growing families adjust their life insurance coverage when a mortgage or child is added to their financial responsibilities.
Becky L. Gordon: Allstate Insurance in Madison, AL helps clients decide between one‑time term policies and permanent coverage that lasts a lifetime, depending on personal financial goals. The agent explains how each option protects beneficiaries from income loss and final expenses. Services are available for those newly seeking coverage or adjusting an existing plan. Assistance is provided on a one‑time or as‑needed basis.
Families in the Madison area often seek life coverage during open enrollment or after a major life event like a new home purchase. UR Choice Insurance assists local residents in evaluating their financial protection needs. The agency works with individuals to compare available term and permanent policy options. They focus on finding a suitable fit for each client's budget and coverage goals. A new client typically begins by scheduling a brief consultation to review their current situation and discuss potential strategies. The process usually starts with a personal fact-finding assessment.
Legacy Insurance serves Madison and the surrounding area with life insurance solutions, guiding clients through the selection of term and permanent policies. Its agents help individuals and families assess their financial coverage needs for income protection and final expenses. The company also offers specialized policy additions for accident and critical illness coverage tailored to local residents. This agency provides services to offices, warehouses, and food service operations within the community.
River Tree Insurance Services Inc offers residential life insurance solutions to individuals and families in Madison, AL, along with commercial coverage for local businesses seeking financial protection. The agency serves clients throughout the region, providing policies tailored to long-term security and estate planning needs. Their work encompasses guiding applicants through policy selection and underwriting processes. Between scheduled reviews, agency staff remains available for policy adjustments, beneficiary updates, and any client inquiries that arise regarding coverage or claims follow-up.
Grier Insurance offers both one-time policy consultations and ongoing service options to help clients select life insurance coverage suited to their needs. In Madison, Alabama, the company assists individuals with comparing term, whole, and universal life policies that can provide financial protection for families. Addressing both short-term and long-term coverage goals, the agency tailors recommendations based on each client’s circumstances. Service appointments are scheduled on an as-needed basis, allowing clients to request reviews or updates whenever their insurance requirements change.
What Does a a Life Insurance Agent in Madison Cost?
Life insurance costs in Alabama vary by age, health, and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Rates also depend on the insurance company and the specific policy features. This is general information, not insurance advice.
About life insurance agents in Madison
Life insurance agents in Madison, Alabama help residents find coverage that fits their needs and budget. Alabama law requires all life insurance agents to hold a valid state license and follow the Alabama Insurance Code. Agents can explain how state regulations affect policy terms and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Alabama?
An agent must hold a valid Alabama resident insurance producer license for life insurance. This requires passing the state exam and completing continuing education every two years.
How long do I have to change my mind on a life insurance policy in Alabama?
Alabama gives a free look period of at least 10 days after you receive the policy. You can cancel for any reason and get a full refund during this time.
Do life insurance agents in Madison help with Alabama estate planning?
Many agents work with estate planning attorneys to coordinate life insurance with wills and trusts. Alabama does not have a state estate tax, but federal rules still apply for large estates.
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