The top-rated life insurance agent in Northport, Alabama is Jay Moyer - State Farm Insurance Agent, rated 5.0 stars across 508 reviews. Other highly rated options include Alfa Insurance- Josie Horton Agency, Ryan Whitson - State Farm Insurance Agent, Terry Insurance Group. This directory lists 17 life insurance agents serving Northport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jay Moyer - State Farm Insurance Agent | 225 McFarland Blvd Suite C | (205) 248-2057 |
| 2 | Alfa Insurance- Josie Horton Agency | 6054 US-43 | (205) 235-3020 |
| 3 | Ryan Whitson - State Farm Insurance Agent | 1503 Bridge Ave | (205) 722-2804 |
| 4 | Terry Insurance Group | 2403 10th St | (205) 352-2335 |
| 5 | Young America Insurance | 2300 McFarland Blvd | (205) 632-6152 |
| 6 | Derek Daniel - State Farm Insurance Agent | 4604 AL-69 | (205) 758-3391 |
| 7 | James Anthony: Allstate Insurance | 217 Main Ave | (205) 985-7717 |
| 8 | Andrew Kniphfer: Allstate Insurance | 4705 McFarland Blvd Ste 3 | (205) 722-9201 |
| 9 | Michael Noe Agency | 3920 McFarland Blvd | (205) 333-7133 |
| 10 | Lew L Bradley Jr - State Farm Insurance Agent | 3651 Watermelon Rd | (205) 752-2547 |
Jay Moyer - State Farm Insurance Agent serves the Northport, Alabama area, providing life insurance and related financial protection services. The agency helps individuals and families plan for long-term security through tailored policy options. General insurance consultations focus on assessing coverage needs and budget considerations. Every life insurance agent in this region assists clients with safeguarding their dependents and ensuring financial stability. Specific services handled here include term life insurance policies and whole life insurance for Northport residents.
Alfa Insurance- Josie Horton Agency provides life insurance policies designed to offer financial protection for individuals and families in Northport, AL. Its service plans include needs analysis consultations to help clients determine appropriate coverage amounts and policy options to address long-term financial goals. Policy maintenance and beneficiary updates are available to ensure coverage remains current. The agency services clients associated with single-family homes, apartments, retail, and restaurants.
Ryan Whitson - State Farm Insurance Agent serves homeowners, renters, drivers, and small business owners in Northport, AL, offering life insurance policies designed to provide financial protection for families. The agency also assists clients with auto and home coverage, tailoring plans to individual needs. Its services extend to residents and property owners in the greater Tuscaloosa metro area, including communities like Cottondale and Holt.
For more complex financial security strategies, clients can work with life insurance on a recurring basis, while simpler protection needs are served with one-time coverage options. In Northport, AL, the Terry Insurance Group connects residents with policies that address final expenses, mortgage protection, and income replacement. Services are arranged on an as-needed basis, allowing clients to request appointments only when reviewing or updating their coverage becomes a priority.
Young America Insurance serves the Northport, Alabama area and its surrounding communities with life insurance agent services. The agency handles term life, whole life, and universal life policies designed to meet varied needs. Its typical approach to each case begins with a thorough review of the client's financial situation, followed by a careful comparison of available policy options, and ends with a clear explanation of coverage terms and potential benefits.
Derek Daniel - State Farm Insurance Agent in Northport, AL, specializes in life insurance policies designed to protect families financially. The agency also handles general insurance needs such as auto, home, and renters coverage. As a local agent, Derek Daniel works with clients to review their individual circumstances and recommend suitable life insurance options. This service is particularly helpful for Northport residents preparing for major life changes, such as the birth of a child or planning for college funding needs.
James Anthony: Allstate Insurance in Northport, AL, assists clients with a range of personal financial protection products, specializing in life insurance policies to safeguard families against unforeseen loss. Their agency also offers coverage options for auto, home, and business liability needs to support comprehensive risk management. The team helps local business owners secure tailored policies for offices, warehouses, and food service operations, ensuring commercial assets and daily operations are adequately protected.
As families in Northport plan for the coming school year or a new season of home renovations, Andrew Kniphfer: Allstate Insurance provides life insurance agent services to help secure their financial futures. The agency works with local residents to assess their coverage needs for dependents or final expenses. An initial meeting is arranged to review current policies and identify any gaps in protection, with a no-obligation inspection of the household's personal insurance situation.
Michael Noe Agency offers life insurance and related financial protection services to residents in and around Northport, AL. Individual clients in the area receive personalized policy evaluations and enrollment assistance directly from their local office. Commercial coverage for small businesses includes key person policies and buy-sell funding arrangements. Their service territory covers Northport and the surrounding Tuscaloosa County communities. After an initial policy setup, agents schedule periodic reviews to adjust coverage as life circumstances change, ensuring clients receive attentive follow-up between regular annual check-ins.
Lew L Bradley Jr - State Farm Insurance Agent in Northport, AL, is known for offering life insurance policies designed to help protect families financially. The agency serves clients seeking coverage that can address final expenses, income replacement, or mortgage protection needs. Its representatives work with individuals to assess personal circumstances and recommend suitable policy options. A specialty service available is the ability to add riders for accidental death or critical illness coverage onto a life insurance plan.
What Does a a Life Insurance Agent in Northport Cost?
The cost of life insurance in Alabama varies by age health and coverage amount. A healthy 35 year old might pay between 20 and 40 dollars per month for a 20 year term policy with 250000 dollars in coverage. Whole life policies are more expensive often starting at 100 dollars per month for the same face amount. Premiums are also affected by tobacco use and pre existing conditions. This is general information and not insurance advice.
About life insurance agents in Northport
Life insurance agents in Northport Alabama help residents find coverage that fits their needs and budget. Alabama law requires agents to hold a valid state license and follow regulations set by the Alabama Department of Insurance. Local agents can explain how Alabama insurance rules affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Alabama?
A life insurance agent in Alabama must hold a valid resident or non-resident license from the Alabama Department of Insurance. The agent must complete pre-licensing education and pass the state exam. Continuing education is required every two years to keep the license active.
How long do I have to change my mind after buying a life insurance policy in Alabama?
Alabama law gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel the policy for a full refund of any premiums paid. This rule applies to most individual life insurance policies sold in the state.
Do life insurance agents in Northport offer term and whole life policies?
Yes most local agents offer both term life and whole life insurance options. Term life provides coverage for a set number of years while whole life lasts your entire life and builds cash value. An agent can help you compare these choices based on your personal situation.
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