The top-rated life insurance agent in Opelika, Alabama is Freeway Insurance, rated 4.7 stars across 415 reviews. Other highly rated options include Eric McDade - State Farm Insurance Agent, Lauren Bland Bernier - State Farm Insurance Agent, Acceptance Insurance. This directory lists 20 life insurance agents serving Opelika.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 2468 Pepperell Pkwy | (334) 523-7169 |
| 2 | Eric McDade - State Farm Insurance Agent | 907 2nd Ave ste a | (334) 759-7431 |
| 3 | Lauren Bland Bernier - State Farm Insurance Agent | 1406 Fitzpatrick Ave | (334) 745-3383 |
| 4 | Acceptance Insurance | 1703 Westend Ct Ste J | (334) 698-7007 |
| 5 | Alfa Insurance - Stephanie Graham | 709 2nd Ave | (251) 423-4286 |
| 6 | D. Lane Agency | 1622 Pepperell Pkwy STE-1 | (334) 744-5050 |
| 7 | Direct Auto Insurance | 1906 Pepperell Pkwy | (334) 275-4817 |
| 8 | The Brown Insurance Group | 1707 2nd Ave Ste B | (334) 787-9934 |
| 9 | Phil Henderson Ins Agency Inc | 312 N 24th St | (334) 364-0566 |
| 10 | Highpoint Insurance Group | 107 18th St | (334) 741-9979 |
Freeway Insurance offers residential life insurance policies to individuals in Opelika, Alabama, seeking financial protection for their families. Commercial coverage is also available for local business owners who require key person or buy-sell life insurance arrangements. Serving Opelika and the surrounding Lee County areas, the agency assists clients with term, whole, and universal life options. After an initial policy is placed, the agent coordinates follow-up appointments to review beneficiary designations and adjust coverage as needs evolve between regular visits.
Eric McDade - State Farm Insurance Agent serves the Opelika, AL area and offers life insurance policies to local residents. This agency provides personal risk assessments to help individuals select appropriate coverage for their families. Additional services include preparing policy documentation and processing client claims. The team also assists with policy reviews and premium payment options. This life insurance agent handles term life policies and final expense coverage for the community.
Lauren Bland Bernier - State Farm Insurance Agent in Opelika, AL, provides a range of life insurance products, including term, whole, and universal life policies. It offers initial consultations to assess clients' financial needs and long-term coverage goals, along with ongoing policy reviews to adjust beneficiaries or coverage levels. Post-enrollment, the agency helps manage premium payments and assist with claims filing. It services single-family homes, apartments, retail establishments, and restaurants in the surrounding area.
Acceptance Insurance provides a full range of life insurance agent services for individuals and families in Midfield, Alabama. The company assists clients in selecting appropriate coverage options and explains policy features in straightforward terms. Its ongoing service plans include periodic policy reviews and guidance on adjusting beneficiaries or coverage amounts as life circumstances change. The agency services single-family homes, apartments, retail locations, and restaurants throughout the local area.
Alfa Insurance - Stephanie Graham serves homeowners, families, and individuals in Opelika, Alabama, seeking life insurance coverage. The agency helps clients compare term, whole, and universal life policies to match their financial goals and estate planning needs. Stephanie Graham works with local residents to understand coverage options for income replacement and final expenses. The agency also assists with policy reviews and beneficiary updates. Its service area extends into Auburn and the greater Lee County region.
Serving Opelika, Alabama, and the surrounding communities, D. Lane Agency assists clients with life insurance needs. It handles policies designed to provide financial protection for families and individuals in the area. The agency guides customers through the process of selecting appropriate coverage amounts and policy types for their specific situations. A typical job involves evaluating a client’s financial goals and personal circumstances to recommend straightforward solutions that align with their long-term planning needs.
Direct Auto Insurance in Opelika, Alabama, is known for providing life insurance coverage to local residents. Its service range includes helping clients select appropriate policies that offer financial protection for their families and loved ones. The company also assists with evaluating individual coverage needs based on personal circumstances and long-term goals. To further support its customers, it can add on term life insurance options for temporary but affordable coverage during key financial obligations.
The Brown Insurance Group in Opelika, AL, distinguishes between one-time policies such as term life and recurring service options like whole life, providing tailored coverage that adapts to changing financial needs. A local life insurance agent assists clients in evaluating their long-term obligations and income replacement goals. This company evaluates individual circumstances to recommend appropriate policy structures. Client support and policy reviews are available on an as-needed basis, ensuring adjustments can be made without a fixed schedule.
Phil Henderson Ins Agency Inc in Opelika, AL offers life insurance policies designed for estate planning and income replacement needs. It also assists clients with selecting term or whole life coverage options. The agency helps families evaluate financial protection plans that cover final expenses or outstanding debts. During the spring home-buying season, it advises new homeowners on adjusting life insurance to match their updated mortgage obligations.
What Does a a Life Insurance Agent in Opelika Cost?
The cost of life insurance in Alabama depends on your age health and the type of policy. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 250000 dollars in coverage. Whole life policies are more expensive often 100 to 300 dollars per month for similar coverage. Final expense policies for seniors can range from 30 to 150 dollars per month based on age and health. This is general information and not insurance advice.
About life insurance agents in Opelika
A life insurance agent in Opelika Alabama can help you choose a policy that fits your needs. Alabama law requires agents to be licensed by the Alabama Department of Insurance. Local agents understand the needs of families in Lee County and can explain options like term life whole life and burial insurance.
Frequently Asked Questions
What does a life insurance agent in Opelika do?
A life insurance agent helps you compare policies from different companies. They explain coverage amounts premiums and exclusions. They also help you apply and can assist with claims after a death.
How do I choose a life insurance agent in Opelika Alabama?
Look for an agent licensed in Alabama with experience in the type of policy you want. You can check their license status on the Alabama Department of Insurance website. Ask about their experience with term whole life or final expense plans.
What is the free look period for life insurance in Alabama?
Alabama law gives you a free look period of 10 days after you receive your policy. You can cancel for any reason during this time and get a full refund. This rule applies to most individual life insurance policies sold in the state.
Life Insurance Agents in Other Alabama Cities
Alabaster · Albertville · Anniston · Athens · Auburn · Bessemer · Birmingham · Daphne · Decatur · Dothan · Fairhope · Florence · Foley · Fort Payne · Gadsden