The top-rated life insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 936 reviews. Other highly rated options include Freeway Insurance, Farmers Insurance - Flores Insurance Agency LLC, Yuma Risk Management Group, LLC. This directory lists 29 life insurance agents serving Yuma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Morales Insurance Group | 1406 S 4th Ave | (928) 276-4543 |
| 2 | Freeway Insurance | 1021 W 16th St | (928) 782-8796 |
| 3 | Farmers Insurance - Flores Insurance Agency LLC | 2851 S Avenue B Ste 301 | (928) 726-7222 |
| 4 | Yuma Risk Management Group, LLC | 220 E 16th St Suite 2 | (928) 726-9338 |
| 5 | Martin Armijo - State Farm Insurance Agent | 708 E 32nd St | (928) 341-1150 |
| 6 | Farmers Insurance - Thomas Gravely | 900 W 8th St | (928) 285-8507 |
| 7 | Yuma Medicare Supplement Specialist - Luz Rios | 2260 S 4th Ave SUITE L1 | (928) 216-2404 |
| 8 | Katie Figueroa - State Farm Insurance Agent | 1840 S 4th Ave STE 20 | (928) 726-8050 |
| 9 | Inszone Insurance Services | 11487 S Fortuna Rd #3 | (928) 342-3077 |
| 10 | Lillian Jauregui - State Farm Insurance Agent | 2750 S Pacific Ave Ste B | (928) 344-8050 |
Morales Insurance Group serves the Yuma, Arizona metro area as a life insurance agent. This agency assists local residents with securing financial protection for their families through various life insurance policies. The team helps clients understand coverage options that can address future needs like final expenses or income replacement. Their work focuses on tailoring plans to individual circumstances in the community. Specific services handled by this agency include term life insurance and whole life insurance policies.
Freeway Insurance in El Mirage, AZ provides both one-time life insurance policies and renewable term plans, allowing clients to choose between a single purchase and recurring coverage that adapts as needs change. The agency specializes in helping area residents secure financial protection with policies tailored to local living costs and future obligations. All services are available on a one-time, scheduled, or strictly as-needed basis according to individual client preference.
Farmers Insurance - Flores Insurance Agency LLC provides life insurance policies designed to protect individuals and families against financial hardship. The agency assists clients in selecting term, whole, or universal life coverage and can adjust existing policies as needs change. It offers ongoing policy reviews and claims support to ensure beneficiaries receive timely benefits. The agency services single-family homes, apartments, retail spaces, and restaurants in the Yuma, Arizona area.
Yuma Risk Management Group, LLC provides life insurance services to homeowners, families, and local business owners in the Yuma area. The company helps clients evaluate and select suitable coverage to protect their financial futures and dependents. Services include policy consultations, beneficiary planning, and coverage adjustments as needs change. The firm also assists clients in the neighboring community of Somerton and throughout the greater Yuma metro region.
Martin Armijo - State Farm Insurance Agent serves clients in Yuma, Arizona and the surrounding desert communities. The company handles life insurance policies designed to provide financial protection for families and beneficiaries. These plans assist with covering final expenses, replacing lost income, or paying off debts after an insured individual passes away. For a typical job, the agent reviews the client’s current coverage needs, personal goals, and budget constraints, then presents clear policy options and helps the client select the appropriate term or whole life plan that fits their situation.
Farmers Insurance - Thomas Gravely, located in Yuma, AZ, offers both one-time life insurance policies for specific needs and recurring term or whole life coverage for ongoing protection. These services help local residents secure financial stability for their families through death benefits or living cash values. Policies are designed to cover final expenses, income replacement, or long-term goals. Clients may arrange coverage on a one-time, scheduled, or as-needed basis, depending on the policy type chosen.
Yuma Medicare Supplement Specialist - Luz Rios focuses on Medicare supplement policies, ensuring its clients understand their coverage options which close coverage gaps. The agency also provides general life insurance agent services, helping individuals and families in Yuma, Arizona, select appropriate life insurance plans for financial protection. These services address common concerns regarding financial security for loved ones. During open enrollment periods or when major life events occur, such as marriage or the birth of a child, the agency assists clients in reviewing and adjusting their coverage needs.
As the monsoon season brings sudden storms and property risks to Yuma residents, Katie Figueroa - State Farm Insurance Agent provides life insurance coverage to help families prepare for unexpected financial challenges. This local agent works with individuals to understand their long-term needs for income replacement and debt protection. Policies are tailored to fit different budgets and life stages, ensuring that loved ones remain secure after a loss. An initial consultation is offered to review current coverage and identify gaps.
Inszone Insurance Services in Sun City West, AZ specializes in term, whole, and universal life policies alongside final expense coverage. It also assists clients with mortgage protection plans to secure family financial stability after a loss. The agency serves residents navigating complex insurance needs, including those planning for retirement income replacement or estate liquidity. As families prepare for increased end-of-year financial reviews, it helps evaluate whether current life insurance coverage sufficiently protects against unexpected events like accidental death or critical illness.
What Does a a Life Insurance Agent in Yuma Cost?
Life insurance costs in Arizona vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $250,000 in coverage. Older applicants or those with health conditions may pay higher premiums. Whole life policies typically cost more than term life. This is general information and not insurance advice.
About life insurance agents in Yuma
Life insurance agents in Yuma, Arizona help residents find coverage to protect their families. Arizona law requires all agents to hold a valid state license and follow the Arizona Department of Insurance and Financial Institutions regulations. Local agents understand the needs of Yuma families and can guide you through policy options available in the state.
Frequently Asked Questions
What license does a life insurance agent need in Arizona?
A life insurance agent in Arizona must hold a valid producers license from the Arizona Department of Insurance and Financial Institutions. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How do I verify a life insurance agent is licensed in Yuma?
You can verify an agents license on the Arizona Department of Insurance and Financial Institutions website. Look for the license lookup tool and enter the agents name or license number. This confirms the agent is authorized to sell life insurance in Arizona.
What types of life insurance are common in Yuma Arizona?
Common types include term life insurance, whole life insurance, and universal life insurance. Many Yuma residents also consider final expense policies for burial costs. An agent can explain the differences and help you choose based on your needs and budget.
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