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Compare Life Insurance Agents in Desert Hot Springs, CA

Directory of life insurance agents in Desert Hot Springs, California. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Desert Hot Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 life insurance agents in Desert Hot Springs, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cortes Insurance Services
13138 Palm Dr, Desert Hot Springs, CA 92240
(760) 251-5345 cortesinsuranceandmore.com
ROSALIO PLATA INSURANCE & TAX SERVICES
13525 Palm Dr STE 1A, Desert Hot Springs, CA 92240
(760) 894-1015
RP Insurance Services Inc
13525 Palm Dr STE 1A, Desert Hot Springs, CA 92240
(760) 894-1015 rpinsurance.online
Miranda Lee Insures
12435 Verbena Dr, Desert Hot Springs, CA 92240
(909) 809-8379
Era Musical & Communications
13525 Palm Dr, Desert Hot Springs, CA 92240
(442) 233-3476
Annette Sarfatty Insurance Producer
Acoma Ave, Desert Hot Springs, CA 92240
(760) 898-0760

What Does a Life Insurance Agent in Desert Hot Springs Cost?

Life insurance costs in California vary based on age, health, coverage amount, and policy type. A term life policy for a healthy 35-year-old might cost $20 to $40 per month for $500,000 in coverage. Whole life policies are more expensive, often $100 to $300 per month for the same amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a life insurance agent in Desert Hot Springs do?
A life insurance agent helps you compare policies from different companies, explains coverage types, and assists with applications. They can also help you understand California regulations, such as the free look period and required disclosures.
Do I need a life insurance agent in California?
While you can buy a policy directly from an insurer, an agent can help you navigate options and find coverage that fits your situation. California law requires agents to be licensed and follow strict rules to protect consumers.
How do I choose a life insurance agent in Desert Hot Springs?
Look for a licensed agent with experience in California insurance laws. Check their credentials with the California Department of Insurance and ask about the types of policies they offer to ensure they match your needs.