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Looking for a life insurance agent in El Cerrito? Review the directory below to compare your options.
5 agents listed
Updated May 2026
El Cerrito, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 life insurance agents in El Cerrito, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
11100 San Pablo Ave #110, El Cerrito, CA 94530
(510) 408-6823
locations.costulessdirect.com
Alive Insurance Service Inc
3060 El Cerrito Plaza #302, El Cerrito, CA 94530
(510) 524-3200
aliveinsurance.com
Farmers Insurance - Sirak Tegbaru
10810 San Pablo Ave Ste 40, El Cerrito, CA 94530
(510) 528-4638
agents.farmers.com
El Cerrito Insurance Services LIC 0G53215
10891 San Pablo Ave, El Cerrito, CA 94530
(510) 232-1010
Simple Life Financial
216 San Carlos Ave, El Cerrito, CA 94530
(510) 526-4407
simplelifefinancial.com
Life insurance agents in El Cerrito California help residents choose policies that protect their families and meet state requirements. California law mandates that agents hold a valid license from the California Department of Insurance and follow strict disclosure rules. Working with a local agent can simplify comparing quotes from multiple carriers like those serving the East Bay region.
What Does a Life Insurance Agent in El Cerrito Cost?
Typical costs for a life insurance agent in California are not set by law and vary by agent and policy. Agents may earn commissions that range from 20% to 90% of the first years premium depending on the product. For a healthy 35-year-old in El Cerrito a 20-year term policy might cost $25 to $50 per month for $500,000 in coverage. Costs increase with age health conditions and larger coverage amounts. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid life-only or life-and-health license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the CDI website.
How do I choose a life insurance agent in El Cerrito?
Look for an agent with experience in California insurance markets and positive client reviews. Ask about their familiarity with local carriers and policy types like term universal or whole life. It is wise to interview multiple agents before deciding.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.